Nationwide Mortgage

MToon

Rosco32 said:

MToon said:

I’m playing the waiting game at the moment, Nationwide requested an additional statement as proof of deposit on the 27/01 as the one initially provided only showed from 01/01 to the 25/01 (when I submitted my application), annoying that my mortgage advisor didn’t spot this and tell me beforehand, she just said a current Jan statement!  It’s still showing on the online tracker as awaiting approval but my salary / payslip proof has been approved.  

My valuation / survey on the property was done yesterday (01/02) and I had a email and text in the afternoon to say it’s been received by Nationwide, it’ll be reviewed and they will be in touch if they need any more information - weird this hasn’t been updated on the live online application tracker though.  At least I know there’s no issues with that as I had a survey done too and in that they valued the property at exactly what I’ve put my offer in at

So far my timeline is:
Dec - DIP Approved
24/01 - DIP (revised for higher mortgage & approved)
24/01 - Offer accepted and Solicitor Instructed
25/01 - Mortgage Appointment with Nationwide and Application submitted
25/01 - Valuation / Survey booked for the 01/02
27/01 - Request for Additional Statement for Deposit
01/02 - Confirmation Text / Email to confirm Valuation Received
 

When I last checked Nationwide say 4 working days after valuation received. Mine was actually 3 days and then it went to offer. Haven't actually got the offer yet, but my mortgage broker has been speaking with them and has requested the offer to be issued. Hopefully your offer will come soon. Good luck!

Congratulations on yours, hopefully your official offer will be with you soon!  

My mortgage adviser just emailed me this afternoon to confirm the valuation has been completed and accepted (which I knew it would from the survey anyway) but they just need the documentation to be reviewed and confirmed, so hopefully all will be straight forward.  The people I’m buying from are ready to move now, as the previous buyer dropped out 2 weeks before exchange, so I’m hoping my mortgage offer gets tied up soon so I can use it as an excuse to hurry the Solicitor up!

lantanna

Question for those receiving offers, did your offer start from the date you were told you had the offer? Also is it 180 days or 180 working days?

stellz40

Hi all, just wondering how do you check the application status online?

Our timeline:
DIP - 20 January
Appointment with Nationwide MA - 26 January
Application submitted - 26 January
Valuation booked for 31 January (received a text)

But haven't heard anything after the 31st. Most people here seem to have received a text same/next day saying their report has been received so just getting stressed out if something may have gone wrong.

Also, we applied directly with NW and the only thing they asked for was payslips - no bank statements. Should we be expecting that later in the process?

FTB_nazz

firsttimebuyer15 said:

FTB_nazz said:

Hello, I’m in the same situation as many of you here. I was wondering if anyone has had any update from NW since their valuation? 

We've applied for a Nationwide Helping Hand mortgage, and here is our timeline: 

6th Jan - DIP

11th Jan - Full application submitted via MA and received a text from NW. 

14th Jan - Hard Searches done. 

24th Jan - Text received to say valuation booked for 31/01/22. 

No updates since. Eagerly waiting. 

When did you get a dedicated MA? I don't seem to have one and I'm passed the stage you are at.

We had a MA from the DIP stage. 

Pinky_1990

Hi all

this is our short timeline so far:

2/2 - DIP approved
2/2 - Application submitted
3/2 - Valuation booked for 16/2

My question is, am I right in assume that providing all things go to plan, our documents should be assessed and the application underwritten by the time the valuation comes round in two weeks? And if so, will we receive an ‘approved pending valuation’ status? Is that a thing with Nationwide?

TIA

stellz40

stellz40 said:

Hi all, just wondering how do you check the application status online?

Our timeline:
DIP - 20 January
Appointment with Nationwide MA - 26 January
Application submitted - 26 January
Valuation booked for 31 January (received a text)

But haven't heard anything after the 31st. Most people here seem to have received a text same/next day saying their report has been received so just getting stressed out if something may have gone wrong.

Also, we applied directly with NW and the only thing they asked for was payslips - no bank statements. Should we be expecting that later in the process?

An update on this. Still haven't received any text but called NW and they confirmed the valuation has been received and is being reviewed.

MToon

Pinky_1990 said:

Hi all

this is our short timeline so far:

2/2 - DIP approved
2/2 - Application submitted
3/2 - Valuation booked for 16/2

My question is, am I right in assume that providing all things go to plan, our documents should be assessed and the application underwritten by the time the valuation comes round in two weeks? And if so, will we receive an ‘approved pending valuation’ status? Is that a thing with Nationwide?

TIA

I’m not aware Nationwide do this, I know HSBC do from what I’ve seen online.  

In theory the answer is yes the majority of your documents could be listed as approved by then but sometimes they assess the valuation which adds to the timescales.  Mines the opposite way round currently the valuation has been accepted but they haven’t reviewed my proof of deposit which was submitted a week ago, so I’m unsure what stage mine is at!  

lantanna

Application in today direct with Nationwide advisor. Painless application, fingers crossed.

firsttimebuyer15

mortgageFTB said:

Noticed this morning that when I check my application online I get:

”There are no active applications associated with this email address” 🤨

Anyone had this before?

Hoping this means it’s going to offer, as there is nothing pending on our side!

Did you get answer to this? I've just had to make an update to my application over the phone and now my application says the same thing. Maybe it just disappears off-line whilst they process something?

jo4514

How is everyone able to check their application progress online?