Nationwide Mortgage

Sallypeanut

jdsimmons3 said:

Sallypeanut said:

jdsimmons3 said:

Just been approved for a mortgage after 4 long weeks!

Solicitor was instructed the day our offer was accepted. Local authority and environmental searches have come back. Homebuyers survey done.

What steps are left, any ideas when we will exchange contracts.

I've emailed my Solicitor to ask but she doesn't work Thursdays so just looking for your examples of previous timelines thank you.

We're in the same stage. Next part should be the fixtures and fittings report then no questions then exchange 

I've already received this report! She did have some questions that I don't think have come yet. Are environmental and local authority Searched the only ones they do?

There should be 3 searches. I dont think your far off x

jdsimmons3

Sallypeanut said:

jdsimmons3 said:

Sallypeanut said:

jdsimmons3 said:

Just been approved for a mortgage after 4 long weeks!

Solicitor was instructed the day our offer was accepted. Local authority and environmental searches have come back. Homebuyers survey done.

What steps are left, any ideas when we will exchange contracts.

I've emailed my Solicitor to ask but she doesn't work Thursdays so just looking for your examples of previous timelines thank you.

We're in the same stage. Next part should be the fixtures and fittings report then no questions then exchange 

I've already received this report! She did have some questions that I don't think have come yet. Are environmental and local authority Searched the only ones they do?

There should be 3 searches. I dont think your far off x

Great thank you. Hopefully my solicitor gets back to me tomorrow! 

jdsimmons3

Searches all came back! There were 4 in total. Just waiting on additional enquiries from the seller then on to exchange contracts.

I'm very surprised as I thought I'd be waiting a few more weeks for the mortgage! Gotta start getting stuff together now! Wasn't expecting thing to move so fast. Offer for the property was accept Oct 28th! So only 6weeks ago!

Sallypeanut

jdsimmons3 said:

Searches all came back! There were 4 in total. Just waiting on additional enquiries from the seller then on to exchange contracts.

I'm very surprised as I thought I'd be waiting a few more weeks for the mortgage! Gotta start getting stuff together now! Wasn't expecting thing to move so fast. Offer for the property was accept Oct 28th! So only 6weeks ago!

Brilliant news. Can I ask what searches there were I've had 3 reports. Local searches, mining report and the water waste one. Mortgage sorted. I'm awaiting fixtures and fittings and any questions I'm.hoping not long to move 

jdsimmons3

Sallypeanut said:

jdsimmons3 said:

Searches all came back! There were 4 in total. Just waiting on additional enquiries from the seller then on to exchange contracts.

I'm very surprised as I thought I'd be waiting a few more weeks for the mortgage! Gotta start getting stuff together now! Wasn't expecting thing to move so fast. Offer for the property was accept Oct 28th! So only 6weeks ago!

Brilliant news. Can I ask what searches there were I've had 3 reports. Local searches, mining report and the water waste one. Mortgage sorted. I'm awaiting fixtures and fittings and any questions I'm.hoping not long to move 

So we've had water, 2 different local authority ones both contain different types of info so perhaps yours were done in one search? And the environmental search. Hopefully not long for both of us!

Sallypeanut

jdsimmons3 said:

Sallypeanut said:

jdsimmons3 said:

Searches all came back! There were 4 in total. Just waiting on additional enquiries from the seller then on to exchange contracts.

I'm very surprised as I thought I'd be waiting a few more weeks for the mortgage! Gotta start getting stuff together now! Wasn't expecting thing to move so fast. Offer for the property was accept Oct 28th! So only 6weeks ago!

Brilliant news. Can I ask what searches there were I've had 3 reports. Local searches, mining report and the water waste one. Mortgage sorted. I'm awaiting fixtures and fittings and any questions I'm.hoping not long to move 

So we've had water, 2 different local authority ones both contain different types of info so perhaps yours were done in one search? And the environmental search. Hopefully not long for both of us!

I think ours was 4 pages diff things. So I think searches are all back. Fingers crossed 4 us both happy new home shortly 

jdsimmons3

Yes! good luck! I'll keep posting as things play out

Sallypeanut

jdsimmons3 said:

Yes! good luck! I'll keep posting as things play out

Me too nice to know were not on our own x

TIGASH

Getting so frustrated 

Nationwide have now requested a further one month's (November) payslip before offering the mortgage. 

I spoke with them directly and they said the payslip is for compliance reasons only and everything else has been confirmed.

However  FYI they have also said because of requesting more information It will take approx 8 working days. 

My full application went in on 4th of November and offer paperwork still hasn't been processed. 

Anyone else having similar complications? 

Oh and FYI still no hard credit check done. 

Hope everyone having a good week with good news. 

toria12386

Our mortgage has been rejected because underwriter did not include shift allowance or overtime broker going to go bank to appeal this. Has anyone used shift allowence or overtime with their app?