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Nationwide Mortgage

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Comments

  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    leodis23 said:
    Do NW offer the option of a Homebuyers Report for all applicants? Or is it just for those in Scotland
    I'm in England and they offered me one. I declined as the property is around 100 years old and ideally I would need a full structural.
  • leodis23
    leodis23 Posts: 99 Forumite
    Sixth Anniversary 10 Posts
    edited 11 August 2020 at 1:51PM
    atrixa said:
    leodis23 said:
    Do NW offer the option of a Homebuyers Report for all applicants? Or is it just for those in Scotland
    I'm in England and they offered me one. I declined as the property is around 100 years old and ideally I would need a full structural.

    Ah okay. Was that direct or via a broker?
    Buy My First House During A Pandemic Challenge
    26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion
  • lemliss
    lemliss Posts: 81 Forumite
    Third Anniversary 10 Posts Name Dropper
    We've been given an estimate of 20th August for offer. These timescales are infuriating.
    NATIONWIDE FTB -
    Full application- 8th July 2020
    Hard credit check - 19th July 2020
    Physical Valuation carried out - 5th August 2020
    Valuation received by Nationwide - 7th August 2020
    Offer via text message - 18th August 2020
    Message via text saying revised mortgage offer - 13th November 2020
    Exchanged contracts - 16th December 2020
    Completed - 18th December 2020

    VIDA HOME MOVER SOLE MORTGAGE
    Full application - 29 November 2023
    Requested more documents - 
    4th December 2023
    Offer subject to Valuation- 6th Dec 2023
    Valuation booked - 6th December 2023
    Physical Valuation carried out - 7th December 2023
    Underwriting 11th December 2023
    Mortgage offer - 20th December

  • lemliss said:
    We've been given an estimate of 20th August for offer. These timescales are infuriating.
    It’s a never ending abyss of waiting and checking emails isn’t it!! 😣
    NW timescales:
    DIP: 13/7
    App: 16/7
    Valuation: 6/8
    NW offer: 20/8
  • Did everyone get a text to say valuation received? Ours was done last week and we’ve had no confirmation.
  • thaddy
    thaddy Posts: 118 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Did everyone get a text to say valuation received? Ours was done last week and we’ve had no confirmation.
    We didn't get a text but knew that Nationwide had seen the valuation report a few days later as there were queries about the property price. There seems to be around a 2-3 week turnaround from valuation to offer with some cases but you may also get an offer as soon as they have reviewed the valuation so all the best!
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    leodis23 said:
    atrixa said:
    leodis23 said:
    Do NW offer the option of a Homebuyers Report for all applicants? Or is it just for those in Scotland
    I'm in England and they offered me one. I declined as the property is around 100 years old and ideally I would need a full structural.

    Ah okay. Was that direct or via a broker?
    Via a broker
  • xMeganCL
    xMeganCL Posts: 150 Forumite
    100 Posts Name Dropper
    Hi,
    I got a text today to say a valuation has been booked for my application on the 11/8. Does this mean they did the valuation today?
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    edited 12 August 2020 at 7:25AM
    Just thought I would add my recent experience after keeping an eye on this thread. 

    DIP 15th July
    Full app submitted 21st July 
    Valuation booked for 13th August (desktop valuation happened around the 7th August)
    Offer 8th August.

    All through a broker for a new build. Pretty pleased with the process, probably as it happened quicker than expectations.

  • Updated timeline 

    Application submitted via broker 31/7
    Nationwide text to say received 31/7
    Valuation booked text 5/8
    Valuation completed 7/8
    Mortgage offer 12/8
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