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Nationwide Mortgage

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Comments

  • Neato
    Neato Posts: 413 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    atrixa said:
    I'm still waiting. I've just had a look at the service status and it's currently averaging at 18 days from application to offer, so that puts me at around the 17th August :| . Not ideal but it looks like everyone else is in the same boat.
    Where is the Service status? I had a look around on the website but the advice seems to be their ‘pre Covid’ info.

    Is it 18 working days from submitting the application?
    Overdraft: PAID:D
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    :money:Now to save for mortgage... :money:
  • Neato said:
    atrixa said:
    I'm still waiting. I've just had a look at the service status and it's currently averaging at 18 days from application to offer, so that puts me at around the 17th August :| . Not ideal but it looks like everyone else is in the same boat.
    Where is the Service status? I had a look around on the website but the advice seems to be their ‘pre Covid’ info.

    Is it 18 working days from submitting the application?
    Here’s the link for timescales, they change daily https://www.nationwide-intermediary.co.uk/placing-business/service-updates
    NW timescales:
    DIP: 13/7
    App: 16/7
    Valuation: 6/8
    NW offer: 20/8
  • FTBNorthernIreland
    FTBNorthernIreland Posts: 6 Forumite
    First Post
    edited 10 August 2020 at 8:52AM
    Just a quick update to our case. Valuation was completed last Friday, a hard search was done yesterday on both Equifax and Transunion. Hopefully hear something this week.
  • We applied on the 29th July. Valuation booked in for first thing today along with homebuyers report. Does anyone know when we can expect to receive a copy of the report?
  • leodis23
    leodis23 Posts: 99 Forumite
    Sixth Anniversary 10 Posts
    MB emailed me yesterday to say that the case is with the underwriter. The NW service page shows an average of 11 working days for that stage of the process currently, and this is day 12 for me so hoping to get an update very soon.
    Buy My First House During A Pandemic Challenge
    26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion
  • thaddy
    thaddy Posts: 118 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 11 August 2020 at 12:05PM
    leodis23 said:
    MB emailed me yesterday to say that the case is with the underwriter. The NW service page shows an average of 11 working days for that stage of the process currently, and this is day 12 for me so hoping to get an update very soon.
    All the best! We are now on working day 22 and our MB said we should hear something this week.
  • thaddy
    thaddy Posts: 118 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 11 August 2020 at 12:10PM
    ceed95 said:
    We applied on the 29th July. Valuation booked in for first thing today along with homebuyers report. Does anyone know when we can expect to receive a copy of the report?
    Not too sure about when the homebuyers report is provided but the valuation outcome should be received by Nationwide within 24-48hours.
  • leodis23
    leodis23 Posts: 99 Forumite
    Sixth Anniversary 10 Posts
    Do NW offer the option of a Homebuyers Report for all applicants? Or is it just for those in Scotland
    Buy My First House During A Pandemic Challenge
    26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion
  • thaddy
    thaddy Posts: 118 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    leodis23 said:
    Do NW offer the option of a Homebuyers Report for all applicants? Or is it just for those in Scotland
    I think you can request one, if you scroll to the middle of this page you will see the costs. Have you had your valuation date confirmed yet?
    https://www.nationwide-intermediary.co.uk/lending-criteria/property-and-constructions#Valuation
  • leodis23
    leodis23 Posts: 99 Forumite
    Sixth Anniversary 10 Posts
    thaddy said:
    leodis23 said:
    Do NW offer the option of a Homebuyers Report for all applicants? Or is it just for those in Scotland
    I think you can request one, if you scroll to the middle of this page you will see the costs. Have you had your valuation date confirmed yet?
    https://www.nationwide-intermediary.co.uk/lending-criteria/property-and-constructions#Valuation

    No not yet, MB says they won't instruct the valuation until after the underwriting 🤷🏼‍♂️
    Buy My First House During A Pandemic Challenge
    26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion
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