Nationwide Mortgage

thaddy

lancslass26 said:

The wait is awful isn’t it. I have a document I still need to upload but have to wait for HMRC activation code so I know nothing can be approved. It’s the Tax overview form to prove he’s paid his self assessment tax!! Even though bank statements show it being paid in January! 

Would they accept a tax overview from your accountant? It should have the same figures

lancslass26

thaddy said:

lancslass26 said:

The wait is awful isn’t it. I have a document I still need to upload but have to wait for HMRC activation code so I know nothing can be approved. It’s the Tax overview form to prove he’s paid his self assessment tax!! Even though bank statements show it being paid in January! 

Would they accept a tax overview from your accountant? It should have the same figures

Hmmm hadn’t thought of that although it’d probably take as long! Will see where we’re at mid next week, the valuation won’t be looked at until end of next week anyhow. I’m just going to switch off and enjoy a weekend knowing nothing might come through

thaddy

They usually want to see the HMRC version though so I hope your code comes through soon. Yeah not knowing is so unbearable but at least you can now enjoy the weekend.

thaddy

lemliss said:

I called Nationwide who have told me as of today there is a 10 day wait for valuations to be assessed. 

Did you get a text saying your valuation was received? We didnt but I know they have it.

lemliss

thaddy said:

lemliss said:

I called Nationwide who have told me as of today there is a 10 day wait for valuations to be assessed. 

Did you get a text saying your valuation was received? We didnt but I know they have it.

No, our surveyor text to say it had been sent (it was sent in the wrong format originally) and I wanted to check it had been sent over correctly this time so when I called they confirmed it was received this morning x

lancslass26

thaddy said:

They usually want to see the HMRC version though so I hope your code comes through soon. Yeah not knowing is so unbearable but at least you can now enjoy the weekend.

In reply to your other post... we got message same day as the valuation to say that valuation received. According to previous post there’s another text saying ‘valuation approved’ then ‘mortgage offer’ 

Neato

Another timeline for the mix - FTBs:
NW text to say application recieved - 30th July
Extra docs/proof of deposit submitted - 31st July
Hard credit check - 9th August

...Not yet heard anything about valuations etc

atrixa

I'm still waiting. I've just had a look at the service status and it's currently averaging at 18 days from application to offer, so that puts me at around the 17th August . Not ideal but it looks like everyone else is in the same boat.

lancslass26

atrixa said:

I'm still waiting. I've just had a look at the service status and it's currently averaging at 18 days from application to offer, so that puts me at around the 17th August . Not ideal but it looks like everyone else is in the same boat.

Here’s to hoping, that figure would put me at an offer on Tuesday although it varies between 17-22 days 

khtaylor

Our 18 working days was Friday there. Hopefully hear in the next week or 2. Knoe we still in queue for underwritter