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Nationwide Mortgage

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Comments

  • JRSKR
    JRSKR Posts: 37 Forumite
    10 Posts Name Dropper
    edited 15 January 2021 at 12:54PM
    Hi @Anya86 Congratulations! How long from Valuation to receiving your texts? 
  • Anya86
    Anya86 Posts: 19 Forumite
    Fourth Anniversary 10 Posts Name Dropper Combo Breaker
    JRSKR said:
    Hi @Anya86 Congratulations! How long from Valuation to receiving your texts? 
    Our valuation was ages ago (16th Nov) but had to get structural report and then change the price. So have had a delay 
  • JRSKR
    JRSKR Posts: 37 Forumite
    10 Posts Name Dropper
    @Anya86 Ah! The relief must be amazing! Very pleased for you. 
  • Anya86
    Anya86 Posts: 19 Forumite
    Fourth Anniversary 10 Posts Name Dropper Combo Breaker
    JRSKR said:
    @Anya86 Ah! The relief must be amazing! Very pleased for you. 
    Thank you 🥳 it’s been a roller coaster but we’re so relieved and will be cracking open the champagne 🍾 
  • Mgars93
    Mgars93 Posts: 26 Forumite
    10 Posts Name Dropper
    JRSKR said:
    Anya86 said:
    Where’s my third text ???? 😫😩


    Exciting! When was the valuation done? Ours was done at 09:00 this morning. Every time my phone vibrates, my stomach gets butterflies! 
    Have you received anything from NW? We had our valuation yesterday but not had anything back, a nervous wreck here was hoping for an offer before the weekend!!
  • JRSKR
    JRSKR Posts: 37 Forumite
    10 Posts Name Dropper
    edited 15 January 2021 at 9:00PM
    @Mgars93 We haven’t heard anything either. Online says they have received the valuation. We went onto online chat and they looked into it and said there was a structural issue but not bad enough to change the amount they would lend. They said we’ll hear from them on Monday...... We’ve got our survey booked for Monday and had already asked him to focus on damp as we currently rent nearby and know it’s a common issue. We’ll see what comes of that. We might end up getting an offer and then asking the seller to reduce......  The waiting is the worst bit. 
  • JKP1245
    JKP1245 Posts: 49 Forumite
    10 Posts
    Just a little update on where we are at, rare due to exchange and complete tomorrow! Had a text from nationwide Friday advising the funds will be sent Monday too. Fingers crossed all goes well! Good luck to all still waiting, this forum has kept me sane (kind of)! 
    16/10 - Decision in principle 
    22/10 - offer accepted 
    30/10 - application submitted
    10/11 - hard credit search (ClearScore)
    13/11 - application cancelled due to wrong address submitted by MA
    16/11 - application re-submitted
    25/11 - hard credit search (Credit Karma)
    10/12 - valuation booked for 18/12
    18/12 - valuation and homebuyers survey completed 
    23/12 - mortgage offer received and homebuyers survey returned
  • JRSKR
    JRSKR Posts: 37 Forumite
    10 Posts Name Dropper
    @Mgars93 A new week. Hopefully we’ll hear something soon. It’s tricky trying to relax on a weekend knowing that you’re not going to hear anything. Hope you get your news too. 
  • Mgars93
    Mgars93 Posts: 26 Forumite
    10 Posts Name Dropper
    @JRSKR - I know, been a very long weekend but hoping today is the day it can finally be over. Only another 3ish months to wait until completion though 😂🤦‍♂️
    Fingers crossed!! Post if you get anything 😊
  • JRSKR
    JRSKR Posts: 37 Forumite
    10 Posts Name Dropper
    edited 18 January 2021 at 1:59PM
    @Mgars93 Was impatient so struck up another webchat. Apparently it’ll be 5-7 working days from today til we hear anything. 😣 Doesn’t fill one with confidence when you’re told different things each time you speak to them! 
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