Nationwide Mortgage

Brad1993

ceed95 said:

A very quick turnaround.
DIP - 10th Dec - accept

Mortgage application submitted on 10th Dec

Valuation booked in for 12th Dec and received by nationwide same day.
Mortgage offer on 13th Dec

So 3 working days 🙂

Wow that's very impressive! I also recieved my offer today too, funnily enough my timeline is very very similar to yours! Good luck! 😀

bannanna

https://www.mortgagesolutions.co.uk/news/2021/01/12/nationwide-cuts-dozens-of-rates-including-90-per-cent-ltv-deals/

Nationwide is cutting it's rates. Does anyone have any idea what this means if you have an offer but haven't completed on your purchase yet? Worth a punt at asking Nationwide to adjust it's offer?


EDIT: I rang Nationwide on 03457302010 and spoke to a lovely person (all their call handlers seem to be really helpful!) who re-directed me to the transfers team. They transferred me on to a product with a better rate, saving me £30 month. Result! Definitely worth a punt! It took ten minutes, new offer on it's way in the post, didn't need to go to underwriter. 

retepetsir

bannanna said:

https://www.mortgagesolutions.co.uk/news/2021/01/12/nationwide-cuts-dozens-of-rates-including-90-per-cent-ltv-deals/

Nationwide is cutting it's rates. Does anyone have any idea what this means if you have an offer but haven't completed on your purchase yet? Worth a punt at asking Nationwide to adjust it's offer?


EDIT: I rang Nationwide on 03457302010 and spoke to a lovely person (all their call handlers seem to be really helpful!) who re-directed me to the transfers team. They transferred me on to a product with a better rate, saving me £30 month. Result! Definitely worth a punt! It took ten minutes, new offer on it's way in the post, didn't need to go to underwriter. 

Glad you had a good outcome. We are waiting to complete with Virgin and they also dropped their rates. I asked the question and they said we'd need to apply again and send new payslips, etc. Very frustrating. 

Anya86

Where’s my third text ???? 😫😩

Mgars93

Anya86 said:

Where’s my third text ???? 😫😩

It’ll come! When was your valuation and what’s your timeline?

Our valuation is today and everything else has passed so just waiting for this! 🤞 for you!!

JRSKR

Anya86 said:

Where’s my third text ???? 😫😩

Exciting! When was the valuation done? Ours was done at 09:00 this morning. Every time my phone vibrates, my stomach gets butterflies! 

hayley2411

bannanna said:

https://www.mortgagesolutions.co.uk/news/2021/01/12/nationwide-cuts-dozens-of-rates-including-90-per-cent-ltv-deals/

Nationwide is cutting it's rates. Does anyone have any idea what this means if you have an offer but haven't completed on your purchase yet? Worth a punt at asking Nationwide to adjust it's offer?


EDIT: I rang Nationwide on 03457302010 and spoke to a lovely person (all their call handlers seem to be really helpful!) who re-directed me to the transfers team. They transferred me on to a product with a better rate, saving me £30 month. Result! Definitely worth a punt! It took ten minutes, new offer on it's way in the post, didn't need to go to underwriter. 

Did you go through a broker for the Intial offer or direct? I went with a broker so I'm wondering if I have to go through them to change it 🤔 I haven't completed yet xx

bannanna

hayley2411 said:

bannanna said:

https://www.mortgagesolutions.co.uk/news/2021/01/12/nationwide-cuts-dozens-of-rates-including-90-per-cent-ltv-deals/

Nationwide is cutting it's rates. Does anyone have any idea what this means if you have an offer but haven't completed on your purchase yet? Worth a punt at asking Nationwide to adjust it's offer?


EDIT: I rang Nationwide on 03457302010 and spoke to a lovely person (all their call handlers seem to be really helpful!) who re-directed me to the transfers team. They transferred me on to a product with a better rate, saving me £30 month. Result! Definitely worth a punt! It took ten minutes, new offer on it's way in the post, didn't need to go to underwriter. 

Did you go through a broker for the Intial offer or direct? I went with a broker so I'm wondering if I have to go through them to change it 🤔 I haven't completed yet xx

I applied directly to Nationwide, though I'm sure your broker would be able to move you over! Worth a shot whilst the rates are a smidge lower!

hayley2411

bannanna said:

hayley2411 said:

bannanna said:

https://www.mortgagesolutions.co.uk/news/2021/01/12/nationwide-cuts-dozens-of-rates-including-90-per-cent-ltv-deals/

Nationwide is cutting it's rates. Does anyone have any idea what this means if you have an offer but haven't completed on your purchase yet? Worth a punt at asking Nationwide to adjust it's offer?


EDIT: I rang Nationwide on 03457302010 and spoke to a lovely person (all their call handlers seem to be really helpful!) who re-directed me to the transfers team. They transferred me on to a product with a better rate, saving me £30 month. Result! Definitely worth a punt! It took ten minutes, new offer on it's way in the post, didn't need to go to underwriter. 

Did you go through a broker for the Intial offer or direct? I went with a broker so I'm wondering if I have to go through them to change it 🤔 I haven't completed yet xx

I applied directly to Nationwide, though I'm sure your broker would be able to move you over! Worth a shot whilst the rates are a smidge lower!

I've messaged him so fingers crossed 🤞 absolutely money is better in our pocket 😊

Anya86

I got the text!!!