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Santander mortgage timeline

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Comments

  • Roses31
    Roses31 Posts: 14 Forumite
    10 Posts
    Ok, finally they have agreed the full amount on our mortgage. But it’s in the ‘Mortgage centre’ queue. Does anyone know how long it sits here for? 😭😭😭
    What on earth is that?!? Did you get the actual offer email?
  • Roses31 said:
    Ok, finally they have agreed the full amount on our mortgage. But it’s in the ‘Mortgage centre’ queue. Does anyone know how long it sits here for? 😭😭😭
    What on earth is that?!? Did you get the actual offer email?
    God knows?! 
    My broker has said it’s been agreed and passed to the ‘Mortgage Centre’ 

    no email from Santander :(
  • Roses31
    Roses31 Posts: 14 Forumite
    10 Posts
    Roses31 said:
    Ok, finally they have agreed the full amount on our mortgage. But it’s in the ‘Mortgage centre’ queue. Does anyone know how long it sits here for? 😭😭😭
    What on earth is that?!? Did you get the actual offer email?
    God knows?! 
    My broker has said it’s been agreed and passed to the ‘Mortgage Centre’ 

    no email from Santander :(
    Most likely goes to them to produce the offer email I imagine and the formal offer you get in the post. Maybe worth asking for a screenshot of what your broker has received for your peace of mind!
  • Roses31
    Roses31 Posts: 14 Forumite
    10 Posts
    https://www.santander.co.uk/assets/s3fs-public/documents/a_guide_to_your_application.pdf

    Yep, they make the decision then it is passed to mortgage centre :)
  • Taylor97
    Taylor97 Posts: 16 Forumite
    Third Anniversary 10 Posts
    Taylor97 said:
    We’ve had our offer issued! Message from broker to say it’s being sent to us and we should get it soon. Initial application sent on 30/06 for reference.
    Congratulations!!! Did they offer you the full amount? X
    Unfortunately they did not! :(
  • Does anyone know how long it hangs around in the mortgage centre for?want to be completing Friday…. 😭
  • Roses31
    Roses31 Posts: 14 Forumite
    10 Posts
    Does anyone know how long it hangs around in the mortgage centre for?want to be completing Friday…. 😭
    Just curious, did the seller’s solicitors not push for the mortgage offer before now? You must have been in the conveyancing process for a while if you want to complete on Friday?
  • Roses31 said:
    Does anyone know how long it hangs around in the mortgage centre for?want to be completing Friday…. 😭
    Just curious, did the seller’s solicitors not push for the mortgage offer before now? You must have been in the conveyancing process for a while if you want to complete on Friday?
    There has been pushing from solicitors for escalation last Friday. Also broker is on the case. It’s been a nightmare from start to finish :(  still no offer email. :(
  • Ok, finally they have agreed the full amount on our mortgage. But it’s in the ‘Mortgage centre’ queue. Does anyone know how long it sits here for? 😭😭😭
    I've never heard of that, do thry just issue your offer?
    We finally concluded the missives and signed this morning! I'm so relieved! Date of entry is a week tomorrow.  I think we can start to get a bit excited. 
  • It took 3 days for us to get our offer email then another 5 to get it in the post.
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