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Santander mortgage timeline

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  • Omonile
    Omonile Posts: 21 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Congratulations to everyone who has just had their offers and I wish those waiting Good luck with their application. I Received my offer document yesterday indicating that the offer was issued on 27th July and my Reflection period ends on 5th August but nothing to sign to indicate that I accepted the offer. I am a bit confused, just wondering if anyone knows what to do on receipt of the offer document. Thank you 
  • We have also got an email at 7.45pm this evening with a mortgage approval - absolutely buzzing and thought after today's question from the underwriter we would be at the back of the queue again.  

    Our time line is... 
    Application made 30th June
    Valuation instructed 13th July
    Valuation done 25th July 
    Had a question from underwriters on 20th July and also today 3rd Aug
    Approved this evening 3rd Aug 

    Good luck to everyone waiting it's so frustrating 
  • Kasper19
    Kasper19 Posts: 10 Forumite
    10 Posts First Anniversary Name Dropper
    Congratulations to everyone received their offers! The wait is long and painful. Apologies if this has already been answered but if applied via broker do Santander still email the offer directly? Our broker is currently off, didn’t know he was going off, don’t know when he’ll back. Going stir crazy! 
  • Nuri123
    Nuri123 Posts: 43 Forumite
    10 Posts
    Nikki114 said:
    We have also got an email at 7.45pm this evening with a mortgage approval - absolutely buzzing and thought after today's question from the underwriter we would be at the back of the queue again.  

    Our time line is... 
    Application made 30th June
    Valuation instructed 13th July
    Valuation done 25th July 
    Had a question from underwriters on 20th July and also today 3rd Aug
    Approved this evening 3rd Aug 

    Good luck to everyone waiting it's so frustrating 
    Congratulations a weight must of been lifted off your shoulders 💪, happy for you 👍
  • Nuri123
    Nuri123 Posts: 43 Forumite
    10 Posts
    Kasper19 said:
    Congratulations to everyone received their offers! The wait is long and painful. Apologies if this has already been answered but if applied via broker do Santander still email the offer directly? Our broker is currently off, didn’t know he was going off, don’t know when he’ll back. Going stir crazy! 
    From what I've seen on others post the email they send to confirm the mortgage offer that's just a notification but the actual offer would be sent through the post in the next 3 days from when you received the email 
  • Kasper19 said:
    Congratulations to everyone received their offers! The wait is long and painful. Apologies if this has already been answered but if applied via broker do Santander still email the offer directly? Our broker is currently off, didn’t know he was going off, don’t know when he’ll back. Going stir crazy! 
    Yes ours came directly to us aswell as to the mortgage broker she text me to say she had got it also 
  • 1616six
    1616six Posts: 176 Forumite
    Third Anniversary 100 Posts Name Dropper
    Just had the official “your mortgage application - offered” email 

    Am I being thick or is there nothing on there as in attachments etc? It says to read it carefully etc so I assume it’s referring to the hard copy that should follow by post?
  • 1616six said:
    Just had the official “your mortgage application - offered” email 

    Am I being thick or is there nothing on there as in attachments etc? It says to read it carefully etc so I assume it’s referring to the hard copy that should follow by post?
    Lol I'm thinking the same thing, our broker has a copy and I've asked him to fax it to our solicitor 
  • 1616six
    1616six Posts: 176 Forumite
    Third Anniversary 100 Posts Name Dropper
    1616six said:
    Just had the official “your mortgage application - offered” email 

    Am I being thick or is there nothing on there as in attachments etc? It says to read it carefully etc so I assume it’s referring to the hard copy that should follow by post?
    Lol I'm thinking the same thing, our broker has a copy and I've asked him to fax it to our solicitor 
    Haha glad it’s not just me! 

    Our broker has just emailed too, I don’t think she realises Santander email us directly

    She’s just said great news the offer has been issued and it’ll be sent to both us and the solicitor in the next couple of days. 
  • Congratulations to all the sorted people!!  Has anyone else had any good news? The wait is horrendous and we could still potentially have another week of this! :( 
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