Santander mortgage timeline

Nuri123

Had a chat with my broker today who chased them up and they go my application was sent to the underwriter on the 20th July and at the moment there looking at applications sent on the 19th so just have to wait it's really having a affect on my mental well-being 😔 

star133

Nuri123 said:

Had a chat with my broker today who chased them up and they go my application was sent to the underwriter on the 20th July and at the moment there looking at applications sent on the 19th so just have to wait it's really having a affect on my mental well-being 😔 

Ours was sent on the 23rd of June ! I’m beyond stressed 

Optimistim_13

star133 said:

Oh god reading this thread has stressed me out 😳😬 how has someone who submitted their application after ours gotten approved quicker ? This makes no sense with regards to how they are working !
I haven’t heard anything at all today I’m so stressed and exhausted by this.

I really hope tomorrow brings good news 🤞🏻

I really don't know if the updates on the intermediary are correct. we heard nothing till today other than our application recieved email.

Today they queried the name on my hubbies wage slip as it has an additional letter making it look like a middle name. He has no idea why it's like that and I was stressing but we submitted the additional letter from his work to the broker ASAP.

I'll still be following this thread and hope everyone gets good news. We are supposed to conclude in 3 weeks, I really thought that was cutting it fine but no one seemed concerned except for us! The broker and solicitor said not to worry 

Popsicle123

star133 said:

Nuri123 said:

Had a chat with my broker today who chased them up and they go my application was sent to the underwriter on the 20th July and at the moment there looking at applications sent on the 19th so just have to wait it's really having a affect on my mental well-being 😔 

Ours was sent on the 23rd of June ! I’m beyond stressed 

We’re the same date for when Santander said they messaged me with them receiving my application . However, my broker has said we were only sent to the underwriter on 29th July. I’m sure we have been sent there a few times and they have asked for more info so have been put to the bottom of the pile several times :,( 

star133

Popsicle123 said:

star133 said:

Nuri123 said:

Had a chat with my broker today who chased them up and they go my application was sent to the underwriter on the 20th July and at the moment there looking at applications sent on the 19th so just have to wait it's really having a affect on my mental well-being 😔 

Ours was sent on the 23rd of June ! I’m beyond stressed 

We’re the same date for when Santander said they messaged me with them receiving my application . However, my broker has said we were only sent to the underwriter on 29th July. I’m sure we have been sent there a few times and they have asked for more info so have been put to the bottom of the pile several times :,( 

This is similar to us….. everyone keep us posted with your out comes. It’s genuinely unfair for the bank to make people wait this long for answers. 

star133

Optimistim_13 said:

star133 said:

Oh god reading this thread has stressed me out 😳😬 how has someone who submitted their application after ours gotten approved quicker ? This makes no sense with regards to how they are working !
I haven’t heard anything at all today I’m so stressed and exhausted by this.

I really hope tomorrow brings good news 🤞🏻

I really don't know if the updates on the intermediary are correct. we heard nothing till today other than our application recieved email.

Today they queried the name on my hubbies wage slip as it has an additional letter making it look like a middle name. He has no idea why it's like that and I was stressing but we submitted the additional letter from his work to the broker ASAP.

I'll still be following this thread and hope everyone gets good news. We are supposed to conclude in 3 weeks, I really thought that was cutting it fine but no one seemed concerned except for us! The broker and solicitor said not to worry 

They did this to us actually , I had one thing saying “ Mrs J bloggs “ & the other saying “Mrs joe bloggs “ and these were on bank statements and they still wanted my driving license to confirm my name. 

To the back of the queue we went 😩

Nuri123

What's confusing me is some people are getting approved first subject to valuation and some are getting the valuation approved then sent to the underwriter to approve the application, like my application the broker said the valuation was completed and didn't seem like there were any issues with it 

star133

Nuri123 said:

What's confusing me is some people are getting approved first subject to valuation and some are getting the valuation approved then sent to the underwriter to approve the application, like my application the broker said the valuation was completed and didn't seem like there were any issues with it 

Our valuation was done 3 days after the application was sent…. It’s very strange 

Popsicle123

Our valuation was a desktop one that was done three days after submission at the end of June. Before an underwriter even looked at it. It’s all so confusing!  

Popsicle123

Apparently because of the rate change at the end of June there was an influx of applications! Just my luck :,(