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Santander mortgage timeline

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Comments

  • Orchid12
    Orchid12 Posts: 29 Forumite
    10 Posts First Anniversary
    lsim88 said:
    Orchid12 said:
    lsim88 said:
    Orchid12 said:
    I have been enjoying reading through the thread here! I’m glad I’m not the only
    one who was wishing away the bank holiday weekend and is refreshing the service levels page constantly :)
    I applied for our mortgage a few weeks back, using a mortgage advisor. 
    There was a lot of back and forth and was told that our mortgage has been approved yesterday, but not for the full amount, which was frustrating. Luckily it is still doable. We are just waiting for the official offer now, but it feels like I’ve been waiting forever!! 
    Exactly the same has happened to us. Get your MA to appeal it’s worth a try we have done that but won’t hear until Monday now. We still have the offer for 3k less just waiting to see if they overturn it 
    Unfortunately it was approved without the option to appeal, so no option but to go ahead with the lower amount. At least it’s not wasted money.  
    I hope your appeal goes well! So annoying you have to wait over the weekend. 
    Yes agreed it’s worth it when you get in the house and can start again with the saving haha! We will have to put our new bathroom on hold (or maybe not) not sure yet until Monday! Thankfully either way we know we have an offer just need that wonderful text to come through 
    Oh I hope you can get that new bathroom!! I can’t wait for that text, don’t feel like I can get excited until it’s received. 
  • Cookie211
    Cookie211 Posts: 461 Forumite
    Third Anniversary 100 Posts Name Dropper
    I really hope Santander are working today 🤞🤞🤞🤞
  • FtbEmz
    FtbEmz Posts: 124 Forumite
    100 Posts Name Dropper
    Cookie211 said:
    I really hope Santander are working today 🤞🤞🤞🤞
    Me too! Our application was submitted on the 8th. We’re going through a broker. I’ve read people mentioning a text message. Can I ask what the text is about and if we’d get one if going through a broker? Thanks 
  • Cookie211
    Cookie211 Posts: 461 Forumite
    Third Anniversary 100 Posts Name Dropper
    FtbEmz said:
    Cookie211 said:
    I really hope Santander are working today 🤞🤞🤞🤞
    Me too! Our application was submitted on the 8th. We’re going through a broker. I’ve read people mentioning a text message. Can I ask what the text is about and if we’d get one if going through a broker? Thanks 
    Hi I’m going through a broker, my broker submitted our application on the 25th March, we had a text off Santander saying they received our application, you will receive another text off Santander if they offer u a mortgage,your broker should know first tho 
  • FtbEmz
    FtbEmz Posts: 124 Forumite
    100 Posts Name Dropper
    Cookie211 said:
    FtbEmz said:
    Cookie211 said:
    I really hope Santander are working today 🤞🤞🤞🤞
    Me too! Our application was submitted on the 8th. We’re going through a broker. I’ve read people mentioning a text message. Can I ask what the text is about and if we’d get one if going through a broker? Thanks 
    Hi I’m going through a broker, my broker submitted our application on the 25th March, we had a text off Santander saying they received our application, you will receive another text off Santander if they offer u a mortgage,your broker should know first tho 
    Thanks. When did you get the first text please? We haven’t had any texts.
  • Cookie211
    Cookie211 Posts: 461 Forumite
    Third Anniversary 100 Posts Name Dropper
    FtbEmz said:
    Cookie211 said:
    FtbEmz said:
    Cookie211 said:
    I really hope Santander are working today 🤞🤞🤞🤞
    Me too! Our application was submitted on the 8th. We’re going through a broker. I’ve read people mentioning a text message. Can I ask what the text is about and if we’d get one if going through a broker? Thanks 
    Hi I’m going through a broker, my broker submitted our application on the 25th March, we had a text off Santander saying they received our application, you will receive another text off Santander if they offer u a mortgage,your broker should know first tho 
    Thanks. When did you get the first text please? We haven’t had any texts.
    The same day, broker then emailed me to say they done a desktop valuation the day after 
  • Cookie211
    Cookie211 Posts: 461 Forumite
    Third Anniversary 100 Posts Name Dropper
    Cookie211 said:
    FtbEmz said:
    Cookie211 said:
    FtbEmz said:
    Cookie211 said:
    I really hope Santander are working today 🤞🤞🤞🤞
    Me too! Our application was submitted on the 8th. We’re going through a broker. I’ve read people mentioning a text message. Can I ask what the text is about and if we’d get one if going through a broker? Thanks 
    Hi I’m going through a broker, my broker submitted our application on the 25th March, we had a text off Santander saying they received our application, you will receive another text off Santander if they offer u a mortgage,your broker should know first tho 
    Thanks. When did you get the first text please? We haven’t had any texts.
    The same day, broker then emailed me to say they done a desktop valuation the day after 
    It have been Easter though, they have been a bit behind but hopefully catch up soon 
  • FtbEmz said:
    Cookie211 said:
    FtbEmz said:
    Cookie211 said:
    I really hope Santander are working today 🤞🤞🤞🤞
    Me too! Our application was submitted on the 8th. We’re going through a broker. I’ve read people mentioning a text message. Can I ask what the text is about and if we’d get one if going through a broker? Thanks 
    Hi I’m going through a broker, my broker submitted our application on the 25th March, we had a text off Santander saying they received our application, you will receive another text off Santander if they offer u a mortgage,your broker should know first tho 
    Thanks. When did you get the first text please? We haven’t had any texts.
    we didn’t get any text either. But we are almost at the end but now. Don’t worry about it. Your MA should keep your informed. 
  • Cookie211
    Cookie211 Posts: 461 Forumite
    Third Anniversary 100 Posts Name Dropper
    Looks like we won’t hear now till Monday,really thought I would of heard by now 😩🤯
  • FtbEmz
    FtbEmz Posts: 124 Forumite
    100 Posts Name Dropper
    Cookie211 said:
    Looks like we won’t hear now till Monday,really thought I would of heard by now 😩🤯
    Fingers crossed for Monday for you
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