Santander mortgage timeline

lsim88

Service levels updated they have a 2 day backlog 

031192vy353

Praying for some good news for us all today. 

Cookie211

My MB answered a question on Wednesday 7th for us from the underwriters so we should hear today then,fingers crossed 🤞 

Valxxxx

Just in case this helps anyone:

here is my full timeline:

DIP 17-03
Application submitted  20-03
Valuation done 23-03
additional documents requested 24-03
application passed to mortgage centre for final checks: 26-03
mortgage offered: 01-04
mortgage offered received by post today 09-04( due to bank holiday ) 

funky1471

Valxxxx said:

Just in case this helps anyone:

here is my full timeline:

DIP 17-03
Application submitted  20-03
Valuation done 23-03
additional documents requested 24-03
application passed to mortgage centre for final checks: 26-03
mortgage offered: 01-04
mortgage offered received by post today 09-04( due to bank holiday ) 

Thanks for the info - Did you go direct?

Curious which documents they asked for? So far we've only been asked for one payslip each, and both had to answer to say we've not been furloughed and aren't currently on furlough with emploer top up.

I was expecting to be asked for at least 3 months payslips? Also they haven't asked to see bank statements yet.....Seems weird they are drip feeding these requests. I'm sure with our last mortgage we just got asked up front for all sorts of stuff going back months. The single payslip is particularly surprising, we've already prepped the statements and other payslips incase they come back for them

But was just curious to hear from others what they were asked for and if it was all at once.

Cookie211

Valxxxx said:

Just in case this helps anyone:

here is my full timeline:

DIP 17-03
Application submitted  20-03
Valuation done 23-03
additional documents requested 24-03
application passed to mortgage centre for final checks: 26-03
mortgage offered: 01-04
mortgage offered received by post today 09-04( due to bank holiday ) 

Congratulations 🥳 

lsim88

Are they working Saturday and Sundays does anyone know?

IsabellaKris

funky1471 said:

Valxxxx said:

Just in case this helps anyone:

here is my full timeline:

DIP 17-03
Application submitted  20-03
Valuation done 23-03
additional documents requested 24-03
application passed to mortgage centre for final checks: 26-03
mortgage offered: 01-04
mortgage offered received by post today 09-04( due to bank holiday ) 

Thanks for the info - Did you go direct?

Curious which documents they asked for? So far we've only been asked for one payslip each, and both had to answer to say we've not been furloughed and aren't currently on furlough with emploer top up.

I was expecting to be asked for at least 3 months payslips? Also they haven't asked to see bank statements yet.....Seems weird they are drip feeding these requests. I'm sure with our last mortgage we just got asked up front for all sorts of stuff going back months. The single payslip is particularly surprising, we've already prepped the statements and other payslips incase they come back for them

But was just curious to hear from others what they were asked for and if it was all at once.

I also had just one payslip as it is a new job. And they did not ask for our bank statements at all. Hopefully, you hear back soon with some good news. 

031192vy353

Our latest supported documents we sent yesterday to be added to our case have been assessed and accepted. Now back in underwriters queue as of today..... Looks like it won't be to next week now for us 

funky1471

IsabellaKris said:

funky1471 said:

Valxxxx said:

Just in case this helps anyone:

here is my full timeline:

DIP 17-03
Application submitted  20-03
Valuation done 23-03
additional documents requested 24-03
application passed to mortgage centre for final checks: 26-03
mortgage offered: 01-04
mortgage offered received by post today 09-04( due to bank holiday ) 

Thanks for the info - Did you go direct?

Curious which documents they asked for? So far we've only been asked for one payslip each, and both had to answer to say we've not been furloughed and aren't currently on furlough with emploer top up.

I was expecting to be asked for at least 3 months payslips? Also they haven't asked to see bank statements yet.....Seems weird they are drip feeding these requests. I'm sure with our last mortgage we just got asked up front for all sorts of stuff going back months. The single payslip is particularly surprising, we've already prepped the statements and other payslips incase they come back for them

But was just curious to hear from others what they were asked for and if it was all at once.

I also had just one payslip as it is a new job. And they did not ask for our bank statements at all. Hopefully, you hear back soon with some good news. 

Thanks - We have multiple slips available actually but they only asked for one for some reason 🤔 (Maybe the criteria is just different than than it was 4.5 years ago and they just take your word for it that one payslip is enough proof of income)

We might not get asked for statements afterall I guess, although happy to provide them if they ask