Santander mortgage timeline

Harry1986

How do you find out if house valuation been instructed or not?
My application pack has been sent and things are moving really slowly.

85c

Harry1986 said:

How do you find out if house valuation been instructed or not?
My application pack has been sent and things are moving really slowly.

Did u go direct? I’m not sure how u ask if you did. If you went with MB ask them.?

Mani_London

Hi @Harry1986: If you went direct your can ask the person who is dealing with you mortgage application. Also try calling the Estate Agents and ask them to let you know if they or the seller been contacted by the valuation company. Its is with Countrywide and there are 90% chances that valuation people will contact you to upsell the Home Buyer report. As with Santander valuation is free. 
What is your timeline. When did you apply and did they ask you for any further documents. 
Thanks

Harry1986

Mani_London said:

Hi @Harry1986: If you went direct your can ask the person who is dealing with you mortgage application. Also try calling the Estate Agents and ask them to let you know if they or the seller been contacted by the valuation company. Its is with Countrywide and there are 90% chances that valuation people will contact you to upsell the Home Buyer report. As with Santander valuation is free. 
What is your timeline. When did you apply and did they ask you for any further documents. 
Thanks

I did go direct.
AIP done on 08/01/2021
Full Application submitted to underwriter (due to type of application)- 25/01/2021
Application pack sent - 10/02/2021

I did ask santander advisor and she said everything going on in background but wasnt the answer i was looking for so i asked her

MK31

Hi everyone

We are currently trying to buy a new build home. We initially applied for a morgage through Nationwide and the property was down valued by £20k. No luck with negotiating price, so our MA told us to apply with Santander. What are the chances of getting the same Surveyor again? 🙄

Mani_London

Harry1986 said:

I did go direct.

AIP done on 08/01/2021
Full Application submitted to underwriter (due to type of application)- 25/01/2021
Application pack sent - 10/02/2021

I did ask santander advisor and she said everything going on in background but wasnt the answer i was looking for so i asked her

Hi @Harry1986: I would say call Estate agents to update you when valuation is booked as valuation person will call them to get this booked. 

Thanks

Mani_London

MK31 said:

Hi everyone

We are currently trying to buy a new build home. We initially applied for a morgage through Nationwide and the property was down valued by £20k. No luck with negotiating price, so our MA told us to apply with Santander. What are the chances of getting the same Surveyor again? 🙄

HI @MK31: Santander is using Countrywide surveyor, so just check with your MA which company nationwide used. Also i believe if it is undervalued that much then there must be a reason. Look around and see for how much other houses are being getting sold for.
Thanks

Katemb94

Hi All
Just completed on our home, no further checks between offer and completion.

Good luck 👍 

Mani_London

Katemb94 said:

Hi All
Just completed on our home, no further checks between offer and completion.

Good luck 👍 

Hi @Katemb94: Congratulations. Would you mind sharing your timeline of things and also were your self employed or employed. 
Thanks

Katemb94

Mani_London said:

Katemb94 said:

Hi All
Just completed on our home, no further checks between offer and completion.

Good luck 👍 

Hi @Katemb94: Congratulations. Would you mind sharing your timeline of things and also were your self employed or employed. 
Thanks

Thank you!
Off course 
Self employed 69% LTV 
Application 10th November 
Offer 2nd December 
Complete 11th Feb