Santander mortgage timeline

Mani_London

Hi @Ls9: this is really a great news. Would you mind sharing whether it your are Self Employed or Employed and where was the delay ?

Also a very happy birthday to you.

Thanks

Ls9

Mani_London said:

Hi @Ls9: this is really a great news. Would you mind sharing whether it your are Self Employed or Employed and where was the delay ?

Also a very happy birthday to you.

Thanks

Thank you!
My husband is self employed, I’m employed. The main delay was the few months before Christmas and over Christmas where they were really behind anyway but they asked for more documents and info 3 times and then we were offered less so accepted but had to wait again.

Just glad we finally got there but I’ve seen it definitely takes longer if you’re self employed
 

Mani_London

Ls9 said:

Thank you!

My husband is self employed, I’m employed. The main delay was the few months before Christmas and over Christmas where they were really behind anyway but they asked for more documents and info 3 times and then we were offered less so accepted but had to wait again.

Just glad we finally got there but I’ve seen it definitely takes longer if you’re self employed
 

Yeah i can see that for self employed it is taking a long time. Well best of luck for the other process and i hope i get a good news this week as well

Ls9

Mani_London said:

Ls9 said:

Thank you!

My husband is self employed, I’m employed. The main delay was the few months before Christmas and over Christmas where they were really behind anyway but they asked for more documents and info 3 times and then we were offered less so accepted but had to wait again.

Just glad we finally got there but I’ve seen it definitely takes longer if you’re self employed
 

Yeah i can see that for self employed it is taking a long time. Well best of luck for the other process and i hope i get a good news this week as well

Thank you and fingers crossed for you  

D09

Finally received our mortgage offer.!😊

Mani_London

Hi @D09: Congratulations. Really a great news. Would you mind sharing your timeline and also whether self employed or Employed. 
Thanks

D09

Mani_London said:

Hi @D09: Congratulations. Really a great news. Would you mind sharing your timeline and also whether self employed or Employed. 
Thanks

Yes sure 
Wife self employed 
husband employed 

applications went in 25th November 
offer received 9th February 

Mani_London

Thanks @D09. Just one more question about valuation. when was that instructed and is it after valuation they referred to underwritters ?

85c

Mani_London said:

Thanks @D09. Just one more question about valuation. when was that instructed and is it after valuation they referred to underwritters ?

If it helps ours went to the underwriter after the valuation. 

Mani_London

Thanks @85c