Santander mortgage timeline

AnonymousT

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

That's great news!  Good to hear some positive movement.

My Ltd company took a bit of a dip during Covid.   Submitted additional info last Tuesday, I'm literally over caring about the result now lol.  Submitted the 26th off October - surely it can't be MUCH longer?

Meh123

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

I really hope you get this sorted before Xmas!!! Best pressie ever!
we’re still waiting to hear back after sending further info on the 7th....let’s hope we both know before the week is out 😅 xx

pinklady3333

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

Sounds positive. I keep checking to see if you’ve heard or not. 

Thoksy

I was just wondering when was your first application submitted? You’ve already wrote here but if you recall here again then I would be happy as mine was 16th November and nothing happened or asked any additional documents yet. Our legal exchange contact will expire at the end of this month. Was your application before this or later? Thanks 

Meh123

Hi, most of us are Oct or before I think. I submitted on 18th October, so 8.5weeks ago and hoping to hear something soon.
18th October - Full Application in 
7th Dec - Asked for bank statements 

85c

Thoksy said:

I was just wondering when was your first application submitted? You’ve already wrote here but if you recall here again then I would be happy as mine was 16th November and nothing happened or asked any additional documents yet. Our legal exchange contact will expire at the end of this month. Was your application before this or later? Thanks 

Sorry did you mean mine? Our application went in on 1/10 after 8.5 weeks we where declined, but Santander business manager said we shouldn’t have been and took it to appeal. 

85c

pinklady3333 said:

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

Sounds positive. I keep checking to see if you’ve heard or not. 

Awww thank you. 

85c

mowgliisaG said:

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

Very positive indeed...how long after you submit will you hear?x 

No sure but so far the appeal has been quicker then the initial application. 

85c

AnonymousT said:

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

That's great news!  Good to hear some positive movement.

My Ltd company took a bit of a dip during Covid.   Submitted additional info last Tuesday, I'm literally over caring about the result now lol.  Submitted the 26th off October - surely it can't be MUCH longer?

Our application went in on 1/10 and was declined after 8.5 weeks. But we think decline was because they thought we had under 2 year books. So you should hear any day I’d say. 

85c

Meh123 said:

85c said:

Some positive news, we have gone to appeal, Santander have asked how we where able to carry on working during covid and a letter from accountant saying we’ve been trading for 2 years, they seemed to think we where trading for 18 months, when we’ve been trading for 2 years. Answered 1st question, letter is being done now, MB said we will the have an offer! 

I’m still very cautious, but after 24 weeks we may finally been there! 

I really hope you get this sorted before Xmas!!! Best pressie ever!
we’re still waiting to hear back after sending further info on the 7th....let’s hope we both know before the week is out 😅 xx

Me to we’ve been waiting long enough. It’s been much quicker in appeal we have submitted 4 lots of new stuff in a week, but who knows if it will be like that now.