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Santander mortgage timeline

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Comments

  • beebop1
    beebop1 Posts: 33
    Fourth Anniversary 10 Posts Name Dropper
    Forumite
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
  • mowgliisaG
    mowgliisaG Posts: 338
    100 Posts Name Dropper
    Forumite
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    I did and said my broker was in holiday hence update..they were lovely and very open x 
  • 85c
    85c Posts: 323
    100 Posts Name Dropper
    Forumite
    beebop1 said:
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
    Are you both SE?
  • beebop1
    beebop1 Posts: 33
    Fourth Anniversary 10 Posts Name Dropper
    Forumite
    85c said:
    beebop1 said:
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
    Are you both SE?
    Yes we both are SE and Ltd company as well. So more complicated 
  • 85c
    85c Posts: 323
    100 Posts Name Dropper
    Forumite
    beebop1 said:
    85c said:
    beebop1 said:
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
    Are you both SE?
    Yes we both are SE and Ltd company as well. So more complicated 
    We are exactly the same, 9 weeks Thursday, should’ve had an update last week. Broker is not helpful. What have you submitted so far? 
  • AnonymousT
    AnonymousT Posts: 19
    Fourth Anniversary 10 Posts Combo Breaker
    Forumite
    To give some insight on our position.

    Passed to UW 28/10
    I'm Ltd Company, partner is employed
    All they've asked is for my accountant to confirm last 2 years income; and a more recent payslip from my partner.

    Soft search on my partner today, nothing else requested.

    Fingers crossed!
  • beebop1
    beebop1 Posts: 33
    Fourth Anniversary 10 Posts Name Dropper
    Forumite
    85c said:
    beebop1 said:
    85c said:
    beebop1 said:
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
    Are you both SE?
    Yes we both are SE and Ltd company as well. So more complicated 
    We are exactly the same, 9 weeks Thursday, should’ve had an update last week. Broker is not helpful. What have you submitted so far? 
    personal bank statements for both of us, accountant certs for both Sole trader and for Limited company. I am hoping they don't ask for business bank statements when it hits 30th as that will drag this on for another week.  Surprised at the minimal info they wanted.
  • 85c
    85c Posts: 323
    100 Posts Name Dropper
    Forumite
    beebop1 said:
    85c said:
    beebop1 said:
    85c said:
    beebop1 said:
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
    Are you both SE?
    Yes we both are SE and Ltd company as well. So more complicated 
    We are exactly the same, 9 weeks Thursday, should’ve had an update last week. Broker is not helpful. What have you submitted so far? 
    personal bank statements for both of us, accountant certs for both Sole trader and for Limited company. I am hoping they don't ask for business bank statements when it hits 30th as that will drag this on for another week.  Surprised at the minimal info they wanted.
    beebop1 said:
    85c said:
    beebop1 said:
    85c said:
    beebop1 said:
    Katemb94 said:
    beebop1 said:
    Katemb94 said:
    Has anyone who is with a broker called direct for an update? Will they talk to you? Thank you 
    We called.  They said they cant until after it has gone past the underwriters and over to mortgage centre.  Till then ask broker
    Thank you 
    We are also limited company, you will have to ask your broker when it went into underwriter queue and then check with the date on website... bite your tongue till then
    Are you both SE?
    Yes we both are SE and Ltd company as well. So more complicated 
    We are exactly the same, 9 weeks Thursday, should’ve had an update last week. Broker is not helpful. What have you submitted so far? 
    personal bank statements for both of us, accountant certs for both Sole trader and for Limited company. I am hoping they don't ask for business bank statements when it hits 30th as that will drag this on for another week.  Surprised at the minimal info they wanted.
    They’ve not asked for any bank statements from us yet. I’m thinking that’s what the update will be. 
  • nbizzle18
    nbizzle18 Posts: 15
    10 Posts
    Forumite
    85c said:
    nbizzle18 said:
    I should add that the “unusual house” purchase fell through :( 

    Now we’re buying a bog standard house with Santander 
    nbizzle18 said:
    I should add that the “unusual house” purchase fell through :( 

    Now we’re buying a bog standard house with Santander 
    Are you se?
    South West x 
  • nbizzle18
    nbizzle18 Posts: 15
    10 Posts
    Forumite
    nbizzle18 said:
    85c said:
    nbizzle18 said:
    I should add that the “unusual house” purchase fell through :( 

    Now we’re buying a bog standard house with Santander 
    nbizzle18 said:
    I should add that the “unusual house” purchase fell through :( 

    Now we’re buying a bog standard house with Santander 
    Are you se?
    South West x 
    Sorry I though SE was South East. Now I think it’s Self Employed! I’m not self employed - I’m employed in a permanent role x
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