Santander mortgage timeline

ScottL45

SueF1 said:

PaveyK said:

Application on the 22nd of July and still waiting 🙃

OMG now that is depressing!
Have you been asked to provide extra stuff? Are you self employed? Surely that's not for a straight forward application is it...?

I think I'd be over it if I'd waited this long!

firsttimebuyerlpl

Finally got word from our broker that the underwriters have approved the mortgage and we should receive our mortgage offer shortly! Application was submitted on the 11th of August! Such a long and stressful wait 

SuH3

@firsttimebuyerlpl. Congratulations bet your relieved , hoping we will hear something over next few days as we are similar timescale to you but had to wait longer for valuation. Wait is driving both me and hubby crazy , just want to move into our forever home now and get settled 

PaveyK

SueF1 said:

PaveyK said:

Application on the 22nd of July and still waiting 🙃

OMG now that is depressing!
Have you been asked to provide extra stuff? Are you self employed? Surely that's not for a straight forward application is it...?

To be honest I think it’s partly due to our broker leaving part way through the process, so we got lumped on to someone else who had a massive workload already and a query response got missed 🤦🏼‍♀️ We were initially told we are a straight forward case! Neither self employed, neither furloughed.. it’s just been a nightmare. Our completion is supposed to be last week of this month so really drastically need something to happen in the next week!

SuH3

Just thought id let you know we had our offer come through at 5pm tonight , i was at work so didnt see email and text till 10pm . Can relax now , all searches, surveys and questions done so just now have to arrange date to complete

cooky123

SuH3 said:

Just thought id let you know we had our offer come through at 5pm tonight , i was at work so didnt see email and text till 10pm . Can relax now , all searches, surveys and questions done so just now have to arrange date to complete

SuH3 said:

Just thought id let you know we had our offer come through at 5pm tonight , i was at work so didnt see email and text till 10pm . Can relax now , all searches, surveys and questions done so just now have to arrange date to complete

Congratulations I bet your so glad that this part is over now I’m on working day 25 today haha 

firsttimebuyerlpl

roughly how long does it take for the solicitors searches to go through? 

ftbhoping

We’ve just got a date for survey for 14/9 so that’s got the agent off our back for a little while. 

SuH3

Were already to complete now was just waiting on mortgage offer . Valuation was 10k over what we paid , so very happy at present. Just need to sign on dotted line and agree moving day 

firsttimebuyerlpl

how long did It take for the solicitor to do the local searches ?