We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander mortgage timeline

1…128129131133134…431

Comments

  • Monik2510a
    Monik2510a Posts: 102 Forumite
    100 Posts Second Anniversary Name Dropper
    Meh123 said:
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application! 
    Get that wine open! 😂😂
    I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down 
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • Katemb94
    Katemb94 Posts: 54 Forumite
    10 Posts Name Dropper
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    Wow congratulations that's amazing and soo quick!!! 
  • Monik2510a
    Monik2510a Posts: 102 Forumite
    100 Posts Second Anniversary Name Dropper
    Monik2510a said:
    Meh123 said:
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application! 
    Get that wine open! 😂😂
    I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down 
    The most expensive bottle is around £7
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • mowgliisaG
    mowgliisaG Posts: 338 Forumite
    100 Posts Name Dropper
    Monik2510a said:
    Monik2510a said:
    Meh123 said:
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application! 
    Get that wine open! 😂😂
    I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down 
    The most expensive bottle is around £7
    Monik2510a said:
    Monik2510a said:
    Meh123 said:
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application! 
    Get that wine open! 😂😂
    I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down 
    The most expensive bottle is around £7
    Whoop...congrats!!! Buy 2 !!!!

    the date has changed to the 17th oct which is a Saturday...
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    Monik2510a said:
    Monik2510a said:
    Meh123 said:
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application! 
    Get that wine open! 😂😂
    I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down 
    The most expensive bottle is around £7
    Congratulations fantastic news! 
  • Meh123
    Meh123 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Monik2510a said:
    I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down 
    Haha I feel your toddler on a spiritual level right now! Enjoy the wine, just have the bottle and be done with it!! 😂
  • fastbs
    fastbs Posts: 177 Forumite
    100 Posts Name Dropper
    Monik2510a said:

    I was totally not expecting it today!!! :D fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)
    Congratulations!!
  • fastbs
    fastbs Posts: 177 Forumite
    100 Posts Name Dropper
    We have finally had an update, we have been asked whether this lockdown as affected my income.. just got back to them so hopefully hear something in the next few days.
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    fastbs said:
    We have finally had an update, we have been asked whether this lockdown as affected my income.. just got back to them so hopefully hear something in the next few days.
    Brilliant! It’s nice to actually hear and know someone is looking at it. Remind me are you SE? 
  • fastbs
    fastbs Posts: 177 Forumite
    100 Posts Name Dropper
    85c said:
    fastbs said:
    We have finally had an update, we have been asked whether this lockdown as affected my income.. just got back to them so hopefully hear something in the next few days.
    Brilliant! It’s nice to actually hear and know someone is looking at it. Remind me are you SE? 
    Definitely!! I am not but OH is. My income was temporarily reduced during the first lockdown which is why I’m guessing they asked!
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture