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Santander mortgage timeline
Comments
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I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm downMeh123 said:
OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application!Monik2510a said:
I was totally not expecting it today!!!
fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)Get that wine open! 😂😂
22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
Wow congratulations that's amazing and soo quick!!!Monik2510a said:
I was totally not expecting it today!!! fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)0 -
The most expensive bottle is around £7Monik2510a said:
I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm downMeh123 said:
OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application!Monik2510a said:
I was totally not expecting it today!!! fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)Get that wine open! 😂😂22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
Monik2510a said:
The most expensive bottle is around £7Monik2510a said:
I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm downMeh123 said:
OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application!Monik2510a said:
I was totally not expecting it today!!! fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)Get that wine open! 😂😂
Whoop...congrats!!! Buy 2 !!!!Monik2510a said:
The most expensive bottle is around £7Monik2510a said:
I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm downMeh123 said:
OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application!Monik2510a said:
I was totally not expecting it today!!! fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)Get that wine open! 😂😂
the date has changed to the 17th oct which is a Saturday...0 -
Congratulations fantastic news!Monik2510a said:
The most expensive bottle is around £7Monik2510a said:
I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm downMeh123 said:
OMG congrats!!! I think mine took longer than that to even have the initial assessment!! Glad everything’s sorted for you after the nightmare with the first application!Monik2510a said:
I was totally not expecting it today!!! fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)Get that wine open! 😂😂0 -
Haha I feel your toddler on a spiritual level right now! Enjoy the wine, just have the bottle and be done with it!! 😂Monik2510a said:I am just getting ready to go shopping, I'm going for the most expensive bottle of rosé from Lidl 😂 After a morning full of tantrums performed by my 2yo (because he didn't want to put his socks on) a glass to celebrate and a glass to calm down0 -
Congratulations!!Monik2510a said:
I was totally not expecting it today!!! fingers crossed the valuation will be ok (it's a newbuild, the valuation has been done by Leeds BS before and it came back ok, hopefully this one will be fine too)0 -
We have finally had an update, we have been asked whether this lockdown as affected my income.. just got back to them so hopefully hear something in the next few days.1
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Brilliant! It’s nice to actually hear and know someone is looking at it. Remind me are you SE?fastbs said:We have finally had an update, we have been asked whether this lockdown as affected my income.. just got back to them so hopefully hear something in the next few days.0 -
Definitely!! I am not but OH is. My income was temporarily reduced during the first lockdown which is why I’m guessing they asked!85c said:
Brilliant! It’s nice to actually hear and know someone is looking at it. Remind me are you SE?fastbs said:We have finally had an update, we have been asked whether this lockdown as affected my income.. just got back to them so hopefully hear something in the next few days.0
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