Santander mortgage timeline

Katemb94

85c said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Was it a form sent to you from Santander that they filled in? 

Yes it was we had to complete it before our case could be submitted it was a standard letter santander sent go our MB we then took to accountant we haven't heard anything since so they could ask for more the wait is horrendous all I can think about!

85c

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

mowgliisaG

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

85c

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

Meh123

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

The way the queues going you might get to it on Friday 🙌🏻

mowgliisaG

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

We have..this has been a journey..feel me you @meh123 and @fastabs been in this for so long now...

mowgliisaG

Meh123 said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

The way the queues going you might get to it on Friday 🙌🏻

Fingers crossed..we should all know by next week for sure 

85c

mowgliisaG said:

Meh123 said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

The way the queues going you might get to it on Friday 🙌🏻

Fingers crossed..we should all know by next week for sure 

mowgliisaG said:

Meh123 said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

The way the queues going you might get to it on Friday 🙌🏻

Fingers crossed..we should all know by next week for sure 

Yep looking at the time line fingers crossed we will all hear good news next week! 

pinklady3333

I really hope the queue carries on going fast. Ours went to uw on 29/10 🙏🏻🙏🏻

fastbs

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote 

We are a limited company to, think this is it. Thank you. When did you apply? 

Applied 13th..UW queue on 20th

Oh not long, I’m excited for u to hear. Feel we’ve been through this together lol. 

We have..this has been a journey..feel me you @meh123 and @fastabs been in this for so long now...

I feel this!! So hoping it’s all over next week..