Santander mortgage timeline

Najnaj

Application Submitted 09 Oct/
i am SE and OH is E . No news or text since .my MB Doesn’t answers , the waiting is killing me😇.

mowgliisaG

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

85c

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

mowgliisaG

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

Katemb94

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

mowgliisaG

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

Katemb94

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

85c

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Was it a form sent to you from Santander that they filled in? 

85c

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

It wasn’t much, but accountant wasn’t happy about doing it but he did it. I’ll find out more when hubby is home. 

mowgliisaG

Katemb94 said:

mowgliisaG said:

Katemb94 said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

haras_n0sirrah said:

Meh123 said:

haras_n0sirrah said:

Santander have two queues
The 'easy' queue (employed, no adverse etc) and the senior underwriter queue (self employed, adverse) - worth finding out which queue you are in. The advertised timescale on the website is the longer queue so the shorter one shouldn't be that long 

Hey!! So strange to see you on here instead of your thread!!
The bulk of us are in the SE queue.....dying slow and painful deaths waiting!! 😂😂

I feel your pain- daily. It is just as frustrating our side of the desk believe me.

Hey Sarah, welcome, your wisdom and input on this group is always always welcome. 

Like @m@Meh123 said most of us are SE and slowly dying waiting and wishing our life away. 

Some on here have been asked for letters from accountants to verify Covid impact, what if your accountant doesn’t provide this kind of information (there is a strong opinion of some accountants to not take the responsibility to comment on the sustainability or future of a business) 

I thought it was a letter from accountant they asked for, but it was a form from Santander accountant had to feel in. He wrote 2 lines. 

Yeah the accountants certificate is the Santander form and we filled one of those in...but a letter is different??

I’m so confused lol, we submitted SA03 form, 3 months business bank statements, 3 months personal, And our certified books, and now this form from Santander for him to comment on. Do u think they ask anything else, we are 7 weeks in tomorrow. 

Oh not seen this form for the Accountant to comment on..what does it ask for/state?

We had to complete the accountant certificate at the initial stage there is a little box on the form to comment from accountant 

Is the above the box you mentioned 85c

No its section E on the Santander accountant certificate 2020.
My other half is limited company so could be different but basically in there the account wrote why his profits are higher for 19/20 and justification as to why expenses less. This is the only piece of information we have been asked for so far 
Hope that helps 

This is what ours wrote