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Santander mortgage timeline
Comments
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I noticed that santander have reduced some of their rates. Is it easy to change the deal or is that asking for more grief30/09 Text From Santander to say App Received
12/10 Sent to Underwriters Queue
12/11 Now being looked at by the underwriters0 -
You may still have a wait! We applied on the 18th Oct, valuation happened a couple of days later....not heard a peep since, just sat here wishing the days around for the last month hahaKatemb94 said:Whats the quickest self employed offer anyone has had on here. Our valuation was done this morning and developer has said they expect an offer out by the end of the week!
Its all been pretty quick so far
09/11 DIP
10/11 full applicationn
11/11 valuation booked
13/11 requested further information provided same day
17/11- Valuation taken place
Will I be at standstill now? 70% LTV
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I’ve just had my offer through 😃. Earlier than expected as well!Started comping October 2013
Wins - Nov 2013 - pair of Clothes Show Live tickets - Dec 2013 - family tickets for Strictly Come Dancing - March 2014 - £100 gift voucher for Smyths -1 -
Amazing news....congratulations!!! Remind us of your background story again..SE?LTV? When you applied etcJwoffy said:I’ve just had my offer through 😃. Earlier than expected as well!1 -
Sure, both employed, both been furloughed at some point. HTB 75% LTVmowgliisaG said:
Amazing news....congratulations!!! Remind us of your background story again..SE?LTV? When you applied etcJwoffy said:I’ve just had my offer through 😃. Earlier than expected as well!
Applied 09/10
UW 19/10
Additional info 11/11
Valuation 12/11
Offer 17/11Started comping October 2013
Wins - Nov 2013 - pair of Clothes Show Live tickets - Dec 2013 - family tickets for Strictly Come Dancing - March 2014 - £100 gift voucher for Smyths -0 -
Congratulations 🥳🥳Jwoffy said:I’ve just had my offer through 😃. Earlier than expected as well!22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed1 -
I'm assuming its in the queue to be seen ? Do you get another notification once it's been picked up by the underwriters?22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
10/11 - found another mortgage advisor
11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
12/11 - all documents sent
13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
19/11 - mortgage agreed, subject to a satisfactory valuation
23/11 - mortgage offer issued
19/12 - completed0 -
How cool is that, we don’t have one of those!! Yeah looks like it’s in the queue, they’re currently looking at applications passed to UW on the 13th October and current time line is 5 weeks to get to the top of the queue. Everyone’s really hoping they hurry up a bit!!Monik2510a said:
I'm assuming its in the queue to be seen ? Do you get another notification once it's been picked up by the underwriters?
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