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Kent reliance

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  • scw96
    scw96 Posts: 11 Forumite
    10 Posts Name Dropper
    AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    Congratulations!!!! ☺️☺️☺️☺️
  • SR100
    SR100 Posts: 12 Forumite
    10 Posts Name Dropper
    AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    Congratulations!!!! Wonderful news! 🎉🎉
  • AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    Yayyy congratulation hopefully mine comes soon then as our dates are almost identical to yours 😊😊
  • AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    Massive congratulations!!! 🎉🎉
  • csumm4
    csumm4 Posts: 79 Forumite
    10 Posts Name Dropper
    @annetheman congratulations 🥳
  • annetheman
    annetheman Posts: 1,042 Forumite
    Ninth Anniversary 500 Posts Photogenic Name Dropper
    Thanks fellow KR-ers, this thread really helps you keep sane and motivated during the tense weeks of waiting! 

    If it helps:

    11th Dec - Full application submitted
    14th Dec - Additional info requested and sent (Nov payslip, P60, gift form)
    17th Dec - Assessment queue
    17th Dec - Valuation instructed
    5th Jan - Valuation date
    8th Jan - Responded to underwriter query, EWS1 sent to valuer
    14th Jan - Documents satisfied, awaiting updated valuation report

    15th Jan - Offer

    Total 22 working days minus Christmas/New Year's Day.


    It'd be great to complete 7th Mar so I'm not too worried about offer actually arriving/solicitor etc. Estate agent might try to push me but I'll try to negotiate!

    I have a really good feeling about next week, I think a lot of offers are coming - good luck all, it is on it's way they're just slow manual!


    Current debt-free wannabe stats:
    Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70
    Debt-free target: 21-Feb-2027
    Debt-free diary
  • scw96
    scw96 Posts: 11 Forumite
    10 Posts Name Dropper
    Thanks fellow KR-ers, this thread really helps you keep sane and motivated during the tense weeks of waiting! 

    If it helps:

    11th Dec - Full application submitted
    14th Dec - Additional info requested and sent (Nov payslip, P60, gift form)
    17th Dec - Assessment queue
    17th Dec - Valuation instructed
    5th Jan - Valuation date
    8th Jan - Responded to underwriter query, EWS1 sent to valuer
    14th Jan - Documents satisfied, awaiting updated valuation report

    15th Jan - Offer

    Total 22 working days minus Christmas/New Year's Day.


    It'd be great to complete 7th Mar so I'm not too worried about offer actually arriving/solicitor etc. Estate agent might try to push me but I'll try to negotiate!

    I have a really good feeling about next week, I think a lot of offers are coming - good luck all, it is on it's way they're just slow manual!


    Oh this is interesting! My full application was submitted just days after yours and my valuation happened last week so hopefully I’m not in suspense for much longer...

    Watch this space, I’d say!
  • AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    YESSSSS SO PLEASED FOR YOU!!

    Well done. Bet you’re so relieved!
  • Sotts
    Sotts Posts: 254 Forumite
    100 Posts Second Anniversary Name Dropper
    AAAAAAAAHHHHHHHHHH I'VE JUST A MORTGAGE OFFER OMG OMG OMG OMG OMG OMG OMG OMG
    Fantastic news.   
  • Sotts
    Sotts Posts: 254 Forumite
    100 Posts Second Anniversary Name Dropper
    Thanks fellow KR-ers, this thread really helps you keep sane and motivated during the tense weeks of waiting! 

    If it helps:

    11th Dec - Full application submitted
    14th Dec - Additional info requested and sent (Nov payslip, P60, gift form)
    17th Dec - Assessment queue
    17th Dec - Valuation instructed
    5th Jan - Valuation date
    8th Jan - Responded to underwriter query, EWS1 sent to valuer
    14th Jan - Documents satisfied, awaiting updated valuation report

    15th Jan - Offer

    Total 22 working days minus Christmas/New Year's Day.


    It'd be great to complete 7th Mar so I'm not too worried about offer actually arriving/solicitor etc. Estate agent might try to push me but I'll try to negotiate!

    I have a really good feeling about next week, I think a lot of offers are coming - good luck all, it is on it's way they're just slow manual!


    My application was submitted same day as yours, valuation done before Christmas, final docs provided 31 Dec. And still waiting for an offer. Although I'm now tied up in this random audit.
    Totally despondent the amount of money we've spent for everything.  Went to the flat today to measure up but i actually don't know how long we need to wait. 
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