Kent reliance

csumm4

@Sotts thats good, our MB has been a bit rubbish throughout and went on holiday from 18th December until next Monday!!! But i have managed to speak to someone else. Our final docs were sent to KR 2 working days after yours so hoping we might be juat behind you with things.  

Sotts

csumm4 said:

@Sotts thats good, our MB has been a bit rubbish throughout and went on holiday from 18th December until next Monday!!! But i have managed to speak to someone else. Our final docs were sent to KR 2 working days after yours so hoping we might be juat behind you with things.  

Mine is really good.  I should have offer tomorrow or early next week.  Will let you know.   Im happier he's saying WHEN rather than IF because there's still a worry that after getting this far i still worry about rejection at this stage 

csumm4

@Sotts yours sounds great. I was told when our last docs were sent to KR Tuesday that their turnaround times for reviewing new docs was 7 to 9 working days so I'm hoping that's a load of rubbish 🤞

annetheman

If it makes you feel any better about being chased, my SO reservation was made on the 4th March 2020 I immediately instructed searches and applied for mortgage a week later; lost that mortgage due to 'inactivity' whilst waiting for EWS1, which they finally sent on the 9th Dec...!

So if they dared to chase me after that 9 months wait -- well, that would be very unkind..!

It's extremely unlikely they will cancel reservation/penalise for going >28 days, I think. Just keeping them informed and making progress should be enough; after all, you're closer to completion than anyone else on the planet so why take the gamble.

Sotts

annetheman said:

If it makes you feel any better about being chased, my SO reservation was made on the 4th March 2020 I immediately instructed searches and applied for mortgage a week later; lost that mortgage due to 'inactivity' whilst waiting for EWS1, which they finally sent on the 9th Dec...!

So if they dared to chase me after that 9 months wait -- well, that would be very unkind..!

It's extremely unlikely they will cancel reservation/penalise for going >28 days, I think. Just keeping them informed and making progress should be enough; after all, you're closer to completion than anyone else on the planet so why take the gamble.

OMG that is a ridiculous amount of time.   What has it taken so long to get the EWS?

Nic88Nac

Hi, don't know if anyone come across any problems from Kent before exchange? Just want to be prepared if they come back with anything? TIA

Rachielovescats

Good luck to everyone still waiting for news and offers... I’m sure we’ll all get our new homes eventually!!  

annetheman

Sotts said:

annetheman said:

If it makes you feel any better about being chased, my SO reservation was made on the 4th March 2020 I immediately instructed searches and applied for mortgage a week later; lost that mortgage due to 'inactivity' whilst waiting for EWS1, which they finally sent on the 9th Dec...!

So if they dared to chase me after that 9 months wait -- well, that would be very unkind..!

It's extremely unlikely they will cancel reservation/penalise for going >28 days, I think. Just keeping them informed and making progress should be enough; after all, you're closer to completion than anyone else on the planet so why take the gamble.

OMG that is a ridiculous amount of time.   What has it taken so long to get the EWS?

It's not unusual at all, par for the course with this form!

The issue is <290 of fire safety engineers qualified to sign off EWS1 vs 100,000s buildings requiring it if you include those <18m like mine, since lenders are still asking on those as nobody trusts modern safety certs; some people have been told 10 years, count ourselves lucky... It's a scandal.

Speaking of EWS1, KR valuer did request it and broker admin has sent to them today: "this has to be sent over to the valuer to review and then amend there report so may be a couple days before I hear anything".

And only 1 underwriter query so far which I was prepared for from previous app with Leeds: "They where also querying why your payslips are in the name of [my middle name] rather than your legal name of [my first name] so I have sent an explanation over on this [signed form from my employer on headed paper stating my legal name is X and I am known in the company as Y, plus info on my bonus and salary]"

So... with current wait times, looks like I'm waiting for news by the 18 Jan?


Good luck everyone, I feel positive for a lot of you for next week!!

Amycork90

I am having a nightmare with my broker they are hard to get in touch with and not keeping us up to date I have phoned 20 times today which ever time goes to voice mail kent carried out valuation on the properly yesterday we was informed of this by Taylor wimpey the broker did not inform us they have requested extra documents today but as said I can’t get in touch with them I don’t know if kent have even looked at the application yet as they haven’t informed us of that 
does anyone know the process would they have carried out valuation if they hadn’t considered the application 

annetheman

Amycork90 said:

I am having a nightmare with my broker they are hard to get in touch with and not keeping us up to date I have phoned 20 times today which ever time goes to voice mail kent carried out valuation on the properly yesterday we was informed of this by Taylor wimpey the broker did not inform us they have requested extra documents today but as said I can’t get in touch with them I don’t know if kent have even looked at the application yet as they haven’t informed us of that 
does anyone know the process would they have carried out valuation if they hadn’t considered the application 

If it helps, my broker told me that they instruct valuation pretty much immediately or in the days following application and that has been the case with most people, if you read back in this thread.
I reckon they do this because we all pay for it with the admin fee, so even if declined, they won't lose anything...?!
Broker should've at least informed you of the valuation date though. They will be doing underwriting alongside waiting for the date and continue once valuation report has been received. 

When did you submit your application? Can you see a hard search in your credit file, and what was the date?