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Kent reliance

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  • annetheman
    annetheman Posts: 1,042 Forumite
    Ninth Anniversary 500 Posts Photogenic Name Dropper
    Merry Christmas all! Hope everyone’s having a relaxing break. 
    I had an update today :)

    « The valuation report has been received, this has been assessed and the loan still fits affordability and is acceptable for mortgage purposes. This case has now been referred to the underwriter for final review »

    Maybe this is the final hurdle for me now! 😬😬
    It definitely sounds like it, I have fingers crossed for you but sounds like a very early 2021 update is imminent....!!!
    Current debt-free wannabe stats:
    Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70
    Debt-free target: 21-Feb-2027
    Debt-free diary
  • csumm4
    csumm4 Posts: 79 Forumite
    10 Posts Name Dropper
    @rachlikeswinter thats great news, hopefully you should get something through soon. Did the update come from your advisor? I sent our recent payslips (requested most recent month) through to KR just before Xmas so hoping we hear something soon 🙏.  Our advisor has been doing everything through dynamo which I didn't release, has anyone got any experience of this? Is dynamo a sister company of KR? I am very confused? Their contact number is the same as KR. Someone from dynamo broker support came back to me after receiving the docs just to say they will be closed until 4th Jan 
  • Sotts
    Sotts Posts: 254 Forumite
    100 Posts Second Anniversary Name Dropper
    Merry Christmas all! Hope everyone’s having a relaxing break. 
    I had an update today :)

    « The valuation report has been received, this has been assessed and the loan still fits affordability and is acceptable for mortgage purposes. This case has now been referred to the underwriter for final review »

    Maybe this is the final hurdle for me now! 😬😬
    Fingers crossed.  This is where i am.  Valuation was done 16th December, EWS on 22nd December.   Im just waiting for my offer now. 
  • csumm4 said:
    @rachlikeswinter thats great news, hopefully you should get something through soon. Did the update come from your advisor? I sent our recent payslips (requested most recent month) through to KR just before Xmas so hoping we hear something soon 🙏.  Our advisor has been doing everything through dynamo which I didn't release, has anyone got any experience of this? Is dynamo a sister company of KR? I am very confused? Their contact number is the same as KR. Someone from dynamo broker support came back to me after receiving the docs just to say they will be closed until 4th Jan 
    Yes he emailed me yesterday morning - basically just forwarded on what the underwriter had emailed to him.

    Never heard of dynamo I'm afraid.. is it the name for their system they use or something? And KR are definitely open right now.

    Sotts said:
    Merry Christmas all! Hope everyone’s having a relaxing break. 
    I had an update today :)

    « The valuation report has been received, this has been assessed and the loan still fits affordability and is acceptable for mortgage purposes. This case has now been referred to the underwriter for final review »

    Maybe this is the final hurdle for me now! 😬😬
    Fingers crossed.  This is where i am.  Valuation was done 16th December, EWS on 22nd December.   Im just waiting for my offer now. 

    Great! I had my valuation on 6th November and EWS1 form rejected on 25th November. Now they've accepted the amended one, my broker is confident it should go to offer. I'm half expecting them to ask for more bank statements but he's pretty certain they won't. 
  • csumm4
    csumm4 Posts: 79 Forumite
    10 Posts Name Dropper
    @rachlikeswinter thats amazing news congratulations.. really pleased for you I know its been a hard slog 
  • aleeek
    aleeek Posts: 70 Forumite
    10 Posts Name Dropper
    Hey guys...

    JUST GOT MY MORTGAGE OFFER THROUGH!! Feel like I might cry 😆😆
    Congratulations!!! You waited a long time, so well deserved! 
  • SR100
    SR100 Posts: 12 Forumite
    10 Posts Name Dropper
    Hey guys...

    JUST GOT MY MORTGAGE OFFER THROUGH!! Feel like I might cry 😆😆
    Congratulations!!!! That’s brilliant news!!  
  • Sotts
    Sotts Posts: 254 Forumite
    100 Posts Second Anniversary Name Dropper
    Hey guys...

    JUST GOT MY MORTGAGE OFFER THROUGH!! Feel like I might cry 😆😆
    That's brilliant. So pleased for you.   Who knows, i may get mine tomorrow as mine went to underwriter Christmas eve.  
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