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Waiting on mortgage

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Comments

  • 10 days - I don’t know how I’ll cope lol 😂 
    whet did the surveyor say @Wkmg
  • 10 days haha ill lose the plot 😂
  • Wkmg
    Wkmg Posts: 232 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Just an update. Broker submitted application to Halifax premier mortgage team on 26/5/20. Valuation was 3/6/20. Got our mortgage offer today. They didn't ask for any extra documents other than what I had given to the broker for the AIP. They didn't even have extra questions regarding my pay (which is incorrect on my payslip). They were happy to accept a letter from my manager detailing payroll's !!!!!! up. 
  • FTbuyer18
    FTbuyer18 Posts: 66 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thats great wkmg! My broker contacted me today to say valuation had been done and house was valued at what we had offered, just waiting on them reviewing my bank statements now. Hate the wait!



    Start date 17.10.2024 (ish..)
    Mortgage - £88,801.19 
    Natwest card - £6,065.99 
    Halifax card - £483.95
    Halifax loan - £484.16
    Mum - £950 
    Dad - £30,000  
  • broga020
    broga020 Posts: 32 Forumite
    10 Posts Name Dropper
    Congrats! I’m still waiting for Barclays to do a valuation, submitted the application on March 9th. 
  • Emzlyz
    Emzlyz Posts: 44 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    dbg78 said:
    Congrats! I’m still waiting for Barclays to do a valuation, submitted the application on March 9th. 
    Same here, submitted my application on March 9th. My valuation is today. Everything went on hold thanks to coronavirus. Jealous of those that have only recently submitted their applications and already getting offers.
  • Wkmg said:
    Just an update. Broker submitted application to Halifax premier mortgage team on 26/5/20. Valuation was 3/6/20. Got our mortgage offer today. They didn't ask for any extra documents other than what I had given to the broker for the AIP. They didn't even have extra questions regarding my pay (which is incorrect on my payslip). They were happy to accept a letter from my manager detailing payroll's !!!!!! up. 
    How so quick?! My broker submitted app to Halifax on 11/5 and we've not heard a thing since accept "proof of income accepted"!! 
  • Wkmg
    Wkmg Posts: 232 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Wkmg said:
    Just an update. Broker submitted application to Halifax premier mortgage team on 26/5/20. Valuation was 3/6/20. Got our mortgage offer today. They didn't ask for any extra documents other than what I had given to the broker for the AIP. They didn't even have extra questions regarding my pay (which is incorrect on my payslip). They were happy to accept a letter from my manager detailing payroll's !!!!!! up. 
    How so quick?! My broker submitted app to Halifax on 11/5 and we've not heard a thing since accept "proof of income accepted"!! 
    The house we’re buying is unoccupied so maybe that helped get the valuation done quicker.
  • Haha, I think it's more to do with Halifax PREMIER mortgages while the rest of us mere mortals are awaiting the normal route 😂
    Congratulations WKMG 🎊
  • Application sent to Virgin Money yesterday. Honestly don't know how I'm going to cope waiting to hear back. No idea how long it should take either
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