Vida Homeloans return to market?

SarahMayhtb

Amy32 said:

SarahMayhtb said:

@Amy32 we were a couple of days after you I think. Have you had any response regarding your further documents that they asked for last week? 

Apparently looked at by underwriter and is now in an escalation queue after we asked solicitor to escalate it and is being looked at by senior underwriter on Monday and then we hope we will have an answer 🤞🏻

Good luck for Monday then...we’d really hoped to have something done at least by Christmas but I’m starting to give up on that too. 

Amy32

SarahMayhtb said:

Amy32 said:

SarahMayhtb said:

@Amy32 we were a couple of days after you I think. Have you had any response regarding your further documents that they asked for last week? 

Apparently looked at by underwriter and is now in an escalation queue after we asked solicitor to escalate it and is being looked at by senior underwriter on Monday and then we hope we will have an answer 🤞🏻

Good luck for Monday then...we’d really hoped to have something done at least by Christmas but I’m starting to give up on that too. 

I know the feeling. I have given up, and am no longer excited about the prospect of having our house. I hope you hear something soon x 

mariesch1

bell2020 said:

kays69 said:

Hi everyone here. We are pleased to say that we have completed this morning and we are on our way to get the keys. Thank you to all those that supported us through sharing and comforting words. It took us a long while (Sept till today), so do not lose faith. We hope you do get there in the ned.

Congratulations!!!

We have also!!! Its been a long old road hasn't it.. I honestly felt like giving up at times! 

Good luck everyone. Don't lose faith!! Stay positive.

Congratulations!  We got our offer but havent been able to complete yet because of the 10 day issue with the change of circumstances form and Christmas so glad you have managed to complete and get your keys and move in before Xmas thats great news!

mariesch1

kays69 said:

Hi everyone here. We are pleased to say that we have completed this morning and we are on our way to get the keys. Thank you to all those that supported us through sharing and comforting words. It took us a long while (Sept till today), so do not lose faith. We hope you do get there in the ned.

Congratulations! Great news for you all new home for Xmas

AJ1907

Apparently Vida are shut from 23rd Dec to 4th of January, despite their website saying otherwise. I assume there have been no new offers on the forum?

Amy32

AJ1907 said:

Apparently Vida are shut from 23rd Dec to 4th of January, despite their website saying otherwise. I assume there have been no new offers on the forum?

No. Our mortgage advisor said today we should hear something but doesn’t look like it now as it’s 5. 

SarahMayhtb

AJ1907 said:

Apparently Vida are shut from 23rd Dec to 4th of January, despite their website saying otherwise. I assume there have been no new offers on the forum?

I thought they didn’t shut until close of business tomorrow? 

AJ1907

SarahMayhtb said:

AJ1907 said:

Apparently Vida are shut from 23rd Dec to 4th of January, despite their website saying otherwise. I assume there have been no new offers on the forum?

I thought they didn’t shut until close of business tomorrow? 

Yes, that’s what I understand as I called Vida to double check (and reconfirm what the MB said). And they said the underwriters will be out of the office, starting 24th.

AJ1907

Amy32 said:

AJ1907 said:

Apparently Vida are shut from 23rd Dec to 4th of January, despite their website saying otherwise. I assume there have been no new offers on the forum?

No. Our mortgage advisor said today we should hear something but doesn’t look like it now as it’s 5. 

Hopefully you will hear back tomorrow.

Ismaimran

Hi sorry to interrupt in a middle of the feed...but just needed some advice. We have a full application going through since start of November..valuation took place 27th November. We only heard back on monday about the valuation Monday 20th December. Just on edge at the moment with this all as we got rejected from high street lender and vida was our last hope. We put in offer in September so its been a while we had 10 weeks to complete but due to mortgage and lockdown delays it's gone way over the 10 weeks. We paid a reservation fee of £1000 so the house would be listed as sold as the house was very popular. We will loose the money if we dont end up buying the house. Sellers are pushing for the sale etc...and our solicitor are on hold until the offer is not made. My husbands credit history is very good and mines not soo good due to stupidity when younger lol however did tell the mortgage broker about this before getting a DIP. I belive the broker is using a packager for the service etc.

Just on edge at the moment like a few of you on here. Would love some advice from anyone.