Vida Homeloans return to market?

sirjp82

mariesch1 said:

sirjp82 said:

We just received our offer this eve. Our process started on the 06th oct
valuation 10th nov 
Offer 15th dec
our experience is as soon as it reached the underwriter the turn around was quick and within a week .As long as you are prepared with all recent docs 

Congratulations to you on the offer long wait same as us but its a happy ending. Just a tip unless they already have sent it in case you are wanting a quick turnaround for completion. We recieved our offer on 4/12 app in on 5/10 we wanted to complete on 18/12 but there is a form from Vida that you need to fill called 'change of circumstances' that Vida need to have back in their possession for 10 working days before they will release any funds just in case. we are now moving new year 15/1 as we send Vida the form back but we are just awaiting them to say that this is all ok and the completition date is fine 

yeah my solicitor sent it to me today . So sent back. .we were also due to complete on 18th
which will be way to ambitious now 
So I expect ours to be end of dec start of jan now 

Amy32

sirjp82 said:

We just received our offer this eve. Our process started on the 06th oct
valuation 10th nov 
Offer 15th dec
our experience is as soon as it reached the underwriter the turn around was quick and within a week .As long as you are prepared with all recent docs 

Oh that’s amazing. When they did the underwriting did they come back to you for any further info? 

We submitted our application a week after you, valuation etc done and underwriting done last week which they asked for additional info. Don’t know if we are going to be sat waiting weeks again for that to be reviewed. 

mariesch1

sirjp82 said:

mariesch1 said:

sirjp82 said:

We just received our offer this eve. Our process started on the 06th oct
valuation 10th nov 
Offer 15th dec
our experience is as soon as it reached the underwriter the turn around was quick and within a week .As long as you are prepared with all recent docs 

Congratulations to you on the offer long wait same as us but its a happy ending. Just a tip unless they already have sent it in case you are wanting a quick turnaround for completion. We recieved our offer on 4/12 app in on 5/10 we wanted to complete on 18/12 but there is a form from Vida that you need to fill called 'change of circumstances' that Vida need to have back in their possession for 10 working days before they will release any funds just in case. we are now moving new year 15/1 as we send Vida the form back but we are just awaiting them to say that this is all ok and the completition date is fine 

yeah my solicitor sent it to me today . So sent back. .we were also due to complete on 18th
which will be way to ambitious now 
So I expect ours to be end of dec start of jan now 

We sent ours in on Monday as we only got it from Vida late the Friday before so there was no chance. We have gone with 15th as were just awaiting them clarifying that they have reviewed it and its all systems go now then another 10 working day wait haha these working day SLA's are the bain of my life.

sirjp82

Amy32 said:

sirjp82 said:

We just received our offer this eve. Our process started on the 06th oct
valuation 10th nov 
Offer 15th dec
our experience is as soon as it reached the underwriter the turn around was quick and within a week .As long as you are prepared with all recent docs 

Oh that’s amazing. When they did the underwriting did they come back to you for any further info? 

We submitted our application a week after you, valuation etc done and underwriting done last week which they asked for additional info. Don’t know if we are going to be sat waiting weeks again for that to be reviewed. 

Thanks :-) Yep  . Up to date bank stats and wage slips . Reason for adverse past. That’s about it really. 

Miraclehome2020

sirjp82 congratulations 

Miraclehome2020

My update 
Applied 5th November, 7th November more information requested one more payslip,23rdNov Valuation, December 14th Valuation satisfactory now with Underwiter.
The waiting begins 

mariesch1

Our change of circumstances form came back as being acceptable today but as the completition date is set for after xmas and there is a few weeks wait they want another one updated just before and more up-to-date payslip and bank statements from December 

Amy32

Any updates from anyone with their mortgages? 

SarahMayhtb

Amy32 said:

Any updates from anyone with their mortgages? 

We thought ours was with underwriters on Tuesday, then to be told it would be looked at yesterday or today and we’ve heard nothing and no credit searches are on our files  

Amy32

SarahMayhtb said:

Amy32 said:

Any updates from anyone with their mortgages? 

We thought ours was with underwriters on Tuesday, then to be told it would be looked at yesterday or today and we’ve heard nothing and no credit searches are on our files  

It is a never ending process isn’t it? I am fed up with it all now. 

When did you submit your application?