Vida Homeloans return to market?

Amy32

SarahMayhtb said:

Amy32 said:

Oh I know that feeling, I’m starting to accept that maybe we won’t get to know before Xmas. For now our developer is being ok but I don’t know how long until they’re going to get funny with us. We reserved back in September 😩

Is your house ready or mid build? We reserved first week of October but it is ready now, so sat there wasting money for them. 

Ours build was due to be complete end of November, but luckily for us there have been delays and it won’t be complete until January now. How have your developers been about it? 

They have chased us twice in the last 2 weeks. But we have nothing to say to them apart from the valuation has been completed and accepted. 

sirjp82

My update today.  After escalating . Not sure if this is positive or negative 

Dear Jon-Paul, 

We understand the underwriter has provided an update to your intermediary this afternoon.

 

Please contact your intermediary who should now be in a position to provide you with a further update regarding your application.

SarahMayhtb

sirjp82 said:

My update today.  After escalating . Not sure if this is positive or negative 

Dear Jon-Paul, 

We understand the underwriter has provided an update to your intermediary this afternoon.

 

Please contact your intermediary who should now be in a position to provide you with a further update regarding your application.

Have you tried speaking to your MB? Or was that received this evening out of hours? 

sirjp82

SarahMayhtb said:

sirjp82 said:

My update today.  After escalating . Not sure if this is positive or negative 

Dear Jon-Paul, 

We understand the underwriter has provided an update to your intermediary this afternoon.

 

Please contact your intermediary who should now be in a position to provide you with a further update regarding your application.

Have you tried speaking to your MB? Or was that received this evening out of hours? 

Received around 7pm ish so have to wait anxiously until tomorrow 

SarahMayhtb

sirjp82 said

Received around 7pm ish so have to wait anxiously until tomorrow 

Oh that’s typical, just in time for a bad nights sleep 🤦🏼‍♀️ I’m sure it’ll all be okay! Keep us posted 😊

Amy32

sirjp82 said:

My update today.  After escalating . Not sure if this is positive or negative 

Dear Jon-Paul, 

We understand the underwriter has provided an update to your intermediary this afternoon.

 

Please contact your intermediary who should now be in a position to provide you with a further update regarding your application.

I hope you get some feedback soon. 

How did you escalate it? Our solicitor sent a letter last week but we haven’t heard anything since. 

sirjp82

Amy32 said:

sirjp82 said:

My update today.  After escalating . Not sure if this is positive or negative 

Dear Jon-Paul, 

We understand the underwriter has provided an update to your intermediary this afternoon.

 

Please contact your intermediary who should now be in a position to provide you with a further update regarding your application.

I hope you get some feedback soon. 

How did you escalate it? Our solicitor sent a letter last week but we haven’t heard anything since. 

Just through our broker but their complaints team emailed me as it was logged as a complaint. We had to do same with solicitor letter.

The feedback we got for today was asking for the confirmation of the added incentives from Barratt homes (they already had this in oct) . Which seemed positive as it means they not asking about me now. It’s more about the smaller details (I hope anyways) 

E234W

Hi everyone. This is my first post but I've been stalking this thread since our application went in on 18th September. We were declined 5 weeks ago for reasons that made no sense, so we appealed and other than being asking for our full tax credits document a couple of weeks ago, it's been radio silence. Our mortgage broker is useless too and never responds to our emails. I'm at the end of my tether with it all. Does anyone know if there's an email address I can get a response from Vida on? I've tried the 'contact us' page on their website but the message doesn't actually send, surprise surprise.

sirjp82

We just received our offer this eve. Our process started on the 06th oct
valuation 10th nov 
Offer 15th dec
our experience is as soon as it reached the underwriter the turn around was quick and within a week .As long as you are prepared with all recent docs 

mariesch1

sirjp82 said:

We just received our offer this eve. Our process started on the 06th oct
valuation 10th nov 
Offer 15th dec
our experience is as soon as it reached the underwriter the turn around was quick and within a week .As long as you are prepared with all recent docs 

Congratulations to you on the offer long wait same as us but its a happy ending. Just a tip unless they already have sent it in case you are wanting a quick turnaround for completion. We recieved our offer on 4/12 app in on 5/10 we wanted to complete on 18/12 but there is a form from Vida that you need to fill called 'change of circumstances' that Vida need to have back in their possession for 10 working days before they will release any funds just in case. we are now moving new year 15/1 as we send Vida the form back but we are just awaiting them to say that this is all ok and the completition date is fine