Vida Homeloans return to market?

bell2020

Our solicitor has already been instructed too! Hoping the process will be quicker!

jmilne

Our valuation was carried out today and yesterday our mortgage advisor said Vida had one more question as it was at the full underwrite stage, which we answered so fingers crossed in the next 7 days or so we should have our offer 

bell2020

Good luck @jmilne - fingers crossed 

jmilne

bell2020 said:

Good luck @jmilne - fingers crossed 

Thank you! 

emmabricksandmortar

Ok we had one question back from the underwriter and asked for an explanation of previous credit history.......and it continues..........

MortgageWonders

emmabricksandmortar said:

Ok we had one question back from the underwriter and asked for an explanation of previous credit history.......and it continues..........

Perfectly standard for Vida, they want your story as they call it 

LMJ10

Hi all. I have a DIP in place with Vida with HTB not put in the full application yet as haven’t sold ours and reserved a property yet. But just looking on their website and can’t see the product guide for HTB, are they still doing it? 

MortgageWonders

LMJ10 said:

Hi all. I have a DIP in place with Vida with HTB not put in the full application yet as haven’t sold ours and reserved a property yet. But just looking on their website and can’t see the product guide for HTB, are they still doing it? 

Yes it's unde the documents section 

https://www.vidahomeloans.co.uk/docs/default-source/product-guide-rate-sheets/help-to-buy-product-guide.pdf?sfvrsn=2dafe1e6_10

LMJ10

MortgageWonders said:

LMJ10 said:

Hi all. I have a DIP in place with Vida with HTB not put in the full application yet as haven’t sold ours and reserved a property yet. But just looking on their website and can’t see the product guide for HTB, are they still doing it? 

Yes it's unde the documents section 

https://www.vidahomeloans.co.uk/docs/default-source/product-guide-rate-sheets/help-to-buy-product-guide.pdf?sfvrsn=2dafe1e6_10

Thanks couldn’t see it anywhere 

emmabricksandmortar

@LMJ10 once you’ve reserved make sure you get your HTB forms in quick as it’s taking up to 16 days to get the ATP, which Vida need to proceed with an application. It seems most MBs do this (but not in our case 😐).