📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

asda credit card changing to creation cashback card 14th july

Options
11314161819

Comments

  • smudger1964
    smudger1964 Posts: 683 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    oxocubes said:

     I applied for an amex card tonight, top on the recommended list on this site. 
    Unless amex have changed their ways, you will be inundated with junk mail, enough to paper your living room every few months. That's why I avoid anything amex, also some companies don't accept amex.
    I have literally never ever had AMEX junk mail. not once. And I have been a customer for years. Maybe i "ticked a box" somewhere along the lines but I don't remember doing so. 

    Same here apart from the card 6 months ago .I did tick the email statement box though
  • sam1974_2
    sam1974_2 Posts: 96 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    lwd said:
    Has anyone who was moved to the new card tried using their Asda one in the last couple of days?
    Mine seems to have stopped working when the letter said it would continue until the new card arrived.
    I haven’t used mine this week but yes the letter did say to continue to use card as normal until the new card was received. Maybe they’ve posted yours out and that’s why old card isn’t working now. 

    Ill try mine tomorrow if i manage manage to get in any shops during my lunch break. 
  • sam1974_2
    sam1974_2 Posts: 96 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    kaMelo said:
    roddydogs said:
    WillPS said:
    roddydogs said:
    Obviously only people who don't pay the whole amount off would be offered that card, but what's to stop them doing so in future? Can they then cancel it?
    Of course, just as they cancelled the Asda card.
    I ment for the individual person, can't see them letting some have 2%, if they pay off in full and are losing money on it.
    This was the reason I asked the question.
    Asda dropped the cashback to 0.2% on other transactions but kept the 2% on Asda spending probably because it could offset the costs with profits from purchases and future purchases with the cashback vouchers. 
    Creation have no retail activity to do this so I can only think they have analysed people's spending habits and tried to entice those whom it thinks will be profitable with the offer of a decent cashback rate..

    Maybe - but then I know I’ve had more Cashback vouchers than I’ve ever paid in the monthly fee and a few quid interest they’ve made when I’ve not paid the card in full. So calculating mine, they will know already they’ll run at a loss and still they’ve offered me the card, which I’ll use as my main card now as the Cashback is unlimited. 

    Could be a a combination of things, account conduct, credit file, anything - who knows! 
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 July 2020 at 2:22PM
    Nightmare trying to get my last voucher, it won't send in the normal way to my inbox, spent ages waiting for reply, no ones answering. anybody else?
  • older_wiser
    older_wiser Posts: 2,452 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    i used it this morning so its working 
    check to see what your offer was from creation some had to opt in to get their account transfered from asda i didn't have to i  assume its related to when you signed up for the original asda card and the new terms of the agreement ie cashback or not etc 
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I get the page that says "create voucher" , click send  by e mail, it says "sent", but never appears.
  • northwalesd
    northwalesd Posts: 1,319 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just created a voucher and it came through about 2 seconds later.
  • jimmo
    jimmo Posts: 2,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 July 2020 at 12:51PM
    roddydogs said:
    I get the page that says "create voucher" , click send  by e mail, it says "sent", but never appears.
    Had this a couple of times and got round it by copying and pasting the bar code to a word document.
    You can then scan the bar code at ASDA.
    If using Scan and Go you just show the barcode to the to the scanner. Don't press any buttons or try to input the code manually. Just scan the barcode.
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Now ok, it was a problem with vm e mails.
  • sam1974_2
    sam1974_2 Posts: 96 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    A second email today explaining the Cashback 


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.