Pay off £20,000 (ish) by Xmas 2008

andan

Evening all, not much to report from me, still full of cold which has got in the way of my money making. Am really pleased though as i've hardly spent anything all last week because i knew i had so little money. Was thinking of trying out the idea, where you withdraw a certain amount at the beginning of the week and it has to last you till the end of the week. I know last week and this week, its made me think about my spending and opt for cheaper brands of products when i have been out and about or not buy anything at all.

Picked up another mystery shopping job for next week and am keeping my eyes pealed for more.

Honeybee_2

I have passed the 10% mark, yaaay!!

Uniscots97

Honeybee wrote: »

I have passed the 10% mark, yaaay!!

Congrats Honeybee :T

Uniscots97

Well necessity has arrived in the shape of a change in circumstances and I now need to de-clutter my house. I'll be ebaying like mad, I suppose the upside apart from having more space will be the extra cash which I'll be using towards my debts. Decided on ditching things I haven't worn or used in over 2 years. Though after looking on ebay some of the stuff I thought would be worth a lot is worth very little and vice versa!!!!

lauradora

Me too i've got such a pile of stuff gathering in my house its painful. I have vowed to do a carboot on sunday come rain or shine!! I just hope its not rain! :rolleyes: I love de cluttering my house. it feels like you've got so much more space in your life as well as your house. things start to fall into place.

lauradora

hope everything is ok though unigirl xxx

even though things might not be worth a lot its better to have a few quid in your pocket than to have some dusty stuff cluttering up your house

Uniscots97

lauradora wrote: »

hope everything is ok though unigirl xxx

even though things might not be worth a lot its better to have a few quid in your pocket than to have some dusty stuff cluttering up your house

Thanks Laura, we're putting 2 houses into one. So I can't be selfish as the kids will need their own space! Feels a bit daunting but good at the same time. OH isn't too well at the moment so I haven't been able to do extra work I would normally have done (not a lot but it helps). He goes into hospital shortly so the debts will gets paid off a bit more slowly. You are right about getting rid of stuff, even if it is only a few quid I get for it its better than nothing!

Uniscots97

lauradora wrote: »

Me too i've got such a pile of stuff gathering in my house its painful. I have vowed to do a carboot on sunday come rain or shine!! I just hope its not rain! :rolleyes: I love de cluttering my house. it feels like you've got so much more space in your life as well as your house. things start to fall into place.

I like decluttering too. I joined a challenge on here last year and each week we had a task to do whether it was sorting out a drawer full of paperwork, a room or a cupboard. At the time I managed to sort out my hall cupboard which (for me) was a major achievement. Think I might set myself little tasks each week to sort the clutter and either bin/charity shop/freecycle or ebay it.

lauradora

Paid £3.24 off forma overdraft account. every little helps!!!!
Just off to update details.

lauradora

Loan £11542.85
Forma £1292.49
Overdraft £1475

Which brings my new debt total to £14310.34

Which means that so far for this challenge I have paid off £369.01/£20000