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5 months to emerge as a butterfly
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So it's Sunday night and I'm back at school tomorrow. Not too sure how I feel about that - I really want my kids (year 11) to not miss any more learning but on the other hand when you look at the rates for the virus amongst secondary school age children I can't help but feel school staff are getting an unfair deal in all this lockdown lark - I can't mix with friends out of work but can spend my day with 1500 children?! Hmm ...
Anyway, half-term has been lovely - Andy has been really quite unwell for most of it, he ended up having a covid test which luckily was negative. He was then diagnosed with an ear infection, a chest infection and sciatica. He is now on lots of antibiotics and co-codamol and is finally on the mend. We have spent practically all week together and it's been lovelyHe is signed off work for 2 weeks so hopefully will take some time to rest properly. Today we have had a good chat about the future and how this could develop ... no rushing but we have discussed practicalities if we were to live together at some point down the line. I hope it works out but neither of us are in any rush to get there.
Today is the 1st of a new month and this month I really need to work on sticking to a budget. Money has all been worked out (luckily he has very similar views on money related stuff). We have booked a meal at the local Harvester on Wednesday as it's the last time for a month we'll be able to go out before lockdown starts again, but also because I found a gift card that expires at the end of the year so that should cover our meal anyway and not hit the budget
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10795 -
What wonderful news. I`m so pleased for you. It sounds as tho` the relationship is so happy!2
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Not a bad first day back at school - tonight I'm just about to have my bath then I'm chilling and an early night. Tomorrow night Andy is coming here for the evening. I need to get some more walking back in, already finding that harder with the dark nights and the wet miserable weather. I will plan a nice walk in the morning before work.Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10791 -
Another week has gone! Andy has been at mine for most of it, he has been told to keep active by his gp to help his back so has spent the week pottering at mine doing various jobs for me. I haven't asked him to do any of them but he likes to do diy bits and is a perfectionist, so has done things that I haven't even noticed needed doing or just didn't know needed doing - for example I came home one day from work and he proudly told me he'd taken off all the traps from under the sinks and cleaned the sludge out of them ... I didn't even know that was a thing (hangs head in shame). He's redone all the sealant in the bathroom, rehung a cupboard door that was slightly wonky (apparently, I'd never noticed it), and lots of other bits and pieces that I'm very grateful for
Yesterday I delivered some cards to a lady who ordered from me locally, then went to Morrisons and did a big food shop as school staff now get 10% off there, that saved me £8Today I need to go for a run then get back on my eating properly train - being with Andy has meant I have eaten a lot of junk that I normally wouldn't eat - we had a chinese last night, I've had a couple of bits of chocolate and I basically don't want to go back to where I was. 2lbs have crept back on and I need to be careful or I will undo all the good work I did earlier in the year. He is coming round about 5 today so I need to find something healthy for dinner.
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10793 -
@benbenandme as you've been seeing Andy for a while now I think you should have the chat about how you like to eat healthily (and it wouldn't do him any harm either) rather than junk and takeaways. It's my view that eating healthily for as much of the time as possible can only have benefits.
It's very easy to be swayed by someone else's bad habits and as has happened you've started putting weight on which of course you don't want to do.
Good luck with getting back to the healthy eating and keeping the weight down.
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I've chatted about it tonnes
He doesn't snack, but likes a 'proper' meal if that makes sense? He's not keen on fish whereas I love fish pie or salmon which is light. He's very much a meat and potatoes kinda guy
He has bought me loads of porridge to have when I stay at his, it tends to be more that we haven't yet got into a plan of whose house we're eating at so my food shopping has gone a bit wonky if that makes sense? Also as we've been out for a couple of meals I have had a pudding or two which I hadn't been doing before. I think it's partly being in a relationship again but also partly the weather - I'm not inclined to eat salad stuff like I was in the summer (and then there's the cost), and I'm not doing anything like the walking that I was (also partly due to his back). I need to get myself back on track, but am still laying in bed at the moment because I forgot to set the heating to come on and it's freezing
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10792 -
Right, so I'm still mooching in bed, doing anything to avoid having to get up and run. So I've decided that I'm not going to run after all today, I don't want to dread doing it, so instead I am going to do 15,000 steps today. I need to buy a mop and bucket and then will be mainly walking the dog and pottering doing jobs indoors, with music on loudly, making sure I walk about lots. I messaged Andy and he agrees that he has been eating too much junk recently so he's cutting back too then we;ll both treat ourselves at ChristmasMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10792 -
I'm glad you're both on the same page now it will help a lot. Maybe sit and come up with meals that you both like or would be willing to eat. Could you make a fish pie for yourself and a cottage pie for him and maybe put leftovers in freezer so you can have it again? If he won't eat salmon would he eat cod or haddock in batter? Then have same things with it? Small adjustments sometimes help make a meal for you both. What about stew or Casserole? Spag bol or chilli? Filling meals but can make them healthy if you want to.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Mop and bucket have been bought, bed has been stripped and the duvet cover is now in the tumble dryer while the sheets are washing. DIshwasher is on, and actually everywhere is already tidy so today is just a deeper clean if that makes sense - I want to do all the internal glass, the skirting boards, some of those bits that don't normally get done very often. I'm definitely upping my game because of Andy, his attention to detail when it comes to cleaning is immense, I might jsut end up with a showhome before too longMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10791 -
A show home would be my worst nightmare 😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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