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5 months to emerge as a butterfly
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Shame no spark, but just getting out and meeting people for a chat will help how-to feel.Debt free Feb 2021 🎉3
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Another day at work done, 2 weeks left now til we break up for the summer. Another day of no sugar done, day 3 of the 30 day Shred done
Spends today = £3 on dog food
Lazy evening tonight, had a late one last night so need an early night today. I might get up and go out early tomorrow with the dog to get my steps in. Nothing much planned for this weekend - I for one will be avoiding the pubs - I think it's going to be crazy out there tomorrow, although the poor weather might help that.
One load of washing done tonight so another one to be done tomorrow, the food shopping to be done and some general housework.Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10793 -
Just found £40 in a betting account I thought was empty
That will go towards my haircut later this month x
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10791 -
Hey Butterfly lady
I think we are at a point in our lives were we can decide how to manage a break up or a thing with a guy. I am seriously rubbish with men but online dating is a laugh and a good confidence boost.
Good job on the 40 quid as well. Handy.
Have a good weekend
XXXNevertheless she persisted.2 -
Thanks Buffy, we are texting each other each day again, just about football really but is nice. I do need to find aomeone else to take up some headspace though.
This morning I have been to town to return some boots, then promptly popped into Next and spent £25 in the sale, although I did get a nice red jumper, a grey wool dress for work and 8 pairs of knickers, so not bad really.
Then I took the dog for a nice walk in the forest, 7,000 steps already done today, then went and did the food shopping. I thought I was doing really well but it still came to £50, I need to get back to Tesco as Sainsbury's is massively more expensive.
Home now and time to concentrate on some housework and some cards stuff today - I was really lucky yesterday, I was mooching online and came across someone asking if anyone sells Flamingo Paperie cards - I messaged her and she has bought 110 cards which will earn me a nice bit of commision
I do need to do day 4 of the Shred dvd later too and I need to charge Mums mobility scooter for her, Other than that it's all quite chilled hereMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
£5 redeemed from VYPRMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10791 -
That was a great card sale 😀I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yes,Sainsbury’s are very expensive.Sadly that’s what we have here otherwise it’s further afield for Aldi.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Fab commission. Fab about the £40 you found too. It all helps.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Wow 110 cards! Brilliant saleDebt free Feb 2021 🎉1
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