Bluestone Mortgages

Lucas2018

mortgagetakingages said:

Just an update that I completed and moved into our forever home last week. It feels like it came really quickly despite the waiting. Hang in there, it will come good in the end

hi just checking , has bluestone told you when your first payment will come out ? still waiting to hear about mine x

doglover34

hannah_m81 said:

doglover34 said:

finally valuation fee requested and paid.  anyone know how long they are taking to be carried out? TIA

We paid our valuation in the 28th October and our valuation is booked for the 12th November. Good luck 🤞🏻

Thank you ...seems to be sooo long!

newhome2020

doglover34 said:

hannah_m81 said:

doglover34 said:

finally valuation fee requested and paid.  anyone know how long they are taking to be carried out? TIA

We paid our valuation in the 28th October and our valuation is booked for the 12th November. Good luck 🤞🏻

Thank you ...seems to be sooo long!

Mine wasn’t long instructed and paid the Thursday - took place the Monday mortgage offer the Following Thursday.
it depends if they have surveyors free in the area 

doglover34

newhome2020 said:

doglover34 said:

hannah_m81 said:

doglover34 said:

finally valuation fee requested and paid.  anyone know how long they are taking to be carried out? TIA

We paid our valuation in the 28th October and our valuation is booked for the 12th November. Good luck 🤞🏻

Thank you ...seems to be sooo long!

Mine wasn’t long instructed and paid the Thursday - took place the Monday mortgage offer the Following Thursday.
it depends if they have surveyors free in the area 

Thank you, just wanna move before xmas...fed up atm as is everyone im sure! 

newton21

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

jmwar92

newton21 said:

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

newton21 said:

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

@newton21 I would chase your solicitors we’ve had to chase our constantly we got our offer over a month ago and still haven’t exchanged our MA is having to get involved and estate agent due to our solicitor not doing their job 

newton21

jmwar92 said:

newton21 said:

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

newton21 said:

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

@newton21 I would chase your solicitors we’ve had to chase our constantly we got our offer over a month ago and still haven’t exchanged our MA is having to get involved and estate agent due to our solicitor not doing their job 

I’ll give them a nudge on Monday 

JCMH

Do Bluestone to another credit check before completion?

jonesymike

Hi, we’ve applied via bluestone but our order of doing things sounds a bit different to others so our MA requested all docs like payslips a d credit reports etc. Which then went to a referral team at bluestone I believe who approved it and then forwarded it to the underwriter and then they said mortgage approved they then sent us an illustration with what they would lend and rates etc. So it appears they did all the checks before hand is that what other people went through? So only now have we signed the full application and direct debit mandate etc and It was only at this point we were asked to send over bank statements with it so was altogether which seems odd that they didn’t ask for that the first time around to check everything. Has anyone else experienced this and do people think they’ll now check it all again including bank statements given that they appear to have done all the check prior already?

thanks

newhome235678

jmwar92 said:

newton21 said:

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

newton21 said:

We had our offer over 2 weeks ago.... still nothing from soilicitors, apparently they can see the offer but we’re going to go through everything needed, I’m wondering what they will need if I can get stuff sorted so it’s to hand? Does anyone know 🙈

@newton21 I would chase your solicitors we’ve had to chase our constantly we got our offer over a month ago and still haven’t exchanged our MA is having to get involved and estate agent due to our solicitor not doing their job 

Conveyancing solicitors are going through one of the busiest times ever experienced due to the sdlt holiday and the added pressure of a new lockdown. Please bare as I’m sure your solicitor is doing all they can in a very uncertain stressful time. 

With regards to the time which the solicitor is taking, it could possibly be due to bluestone having special conditions within the mortgage offer which will need to be satisfied before you can proceed to exchange. They may also be dealing with outstanding enquiries or awaiting search results ☺️  

Hope that helps! I completely understand how you are feeling, buying a house is soo stressful and adding all this into the mix is horrible ☹️  

JCMH said:

Do Bluestone to another credit check before completion?

I didn’t have a credit check before completion. However be very careful with taking credit out after the mortgage offer is processed as sometimes they do audits of files then carry out further checks ☺️