Bluestone Mortgages

Amandacushty

Wow well I’ve got good news! I received this from my mortgage advisor on Friday..

So I have some great news! 

The underwriter from bluestone has just rang to say that they have done an automated valuation on the property (uses an online tool) which came back at 120k so they have decided not to do a physical inspection at the property and will be refunding you part of the valuation fee £230 😊 The case has been agreed, the admin team will generate the offer and send it out, possibly this afternoon if not Mon. This will be valid for 4 months so you need to complete before then but no more checks!!! X


so I’m very happy with this!!

thank you to everyone xx

buftymctufty

Congratulations 

how long from start/finish?

Amandacushty

buftymctufty said:

Congratulations 

how long from start/finish?

My full application went in on 4th November.

buftymctufty

Does anyone know whether the £1400 monthly outgoing estimate is before or after bills like councilta/gas/electric and tv/broadband etc

MovingForwards

buftymctufty said:

Does anyone know whether the £1400 monthly outgoing estimate is before or after bills like councilta/gas/electric and tv/broadband etc

That is for bills, food etc.

Don't panice over that as mine were a lot less than £700, a simple explanation with bank statements and CC statements supported my low outgoings and it went through fine.

buftymctufty

Fingers and toes crossed then.
application submitted- broker fee, brightstar and valuation fee all paid.

noticed bluestone did a credit search/audit back on 9th august. 

Kerrylou2

Today I completed with Bluestone 🥳🥳 I had no further checks since receiving offer and although getting the offer may be painful, it is so worth it! Good luck to all still going!

esquire18

Kerrylou2 said:

Today I completed with Bluestone 🥳🥳 I had no further checks since receiving offer and although getting the offer may be painful, it is so worth it! Good luck to all still going!

Congrats! We’re waiting to complete now, did they not do a credit check at any point? Worried to upgrade my phone 😂

Kerrylou2

esquire18 said:

Kerrylou2 said:

Today I completed with Bluestone 🥳🥳 I had no further checks since receiving offer and although getting the offer may be painful, it is so worth it! Good luck to all still going!

Congrats! We’re waiting to complete now, did they not do a credit check at any point? Worried to upgrade my phone 😂

No I had no further checks, which I was surprised about! Completion was actually very quick! I don’t know if they to the odd check, so maybe wait if u can? The only thing they asked for was up to date payslips to check we were still employed 

SRH2021

Can anyone advise how soon after the mortgage payment once completed