Bluestone Mortgages

alexjared93

Are you buying new build? Whose your broker

feelinghopefull2022

alexjared93 said:

Are you buying new build? Whose your broker

Not a new build. We’re buying the house we currently rent from my parents. My broker is Lester from Haysto they have been amazing 

Fudgecake3

We have a mortgage offer, and due to complete in April. Just wondering, can I upgrade my phone? I dropped my current one in water and its completely broken 🙃

alexjared93

Eek we have a valuation book for Monday, hopefully this is good news 😬 

Choco_cookie

I have been following this thread for a month now, I am so happy to read of you guys getting back good news 🥳🥳 and your applications going forward. 

Advice for any EU citizens, make sure that you have your settlement status ready if you’ve been here 5+ years, even if your pre-settlement is not due to expire in years. If you’ve been here less than 5 years you should be fine with the pre-settlement.

In my case I’ve been in the UK for 6 years now and my pre-settlement was due to expire in the next two years, BS wanted the settlement status (now I don’t know if my MA the one being fussy or BS) . It took two months for Home office to get back to me, and that was on me calling them every day and sending them emails, it could have took longer;  their website says it takes max 5 days, it does not. 

This delayed my process with BS, don’t be like me just get it out of the way. 😄😄

MovingForwards

Fudgecake3 said:

We have a mortgage offer, and due to complete in April. Just wondering, can I upgrade my phone? I dropped my current one in water and its completely broken 🙃

It's not worth the risk with a sub-prime lender, buy a second hand one / cheap one and make do until after the keys are in your hand!

esquire18

MovingForwards said:

Fudgecake3 said:

We have a mortgage offer, and due to complete in April. Just wondering, can I upgrade my phone? I dropped my current one in water and its completely broken 🙃

It's not worth the risk with a sub-prime lender, buy a second hand one / cheap one and make do until after the keys are in your hand!

I think it depends on how they have accessed your case. They didn’t credit check us and the MA said it would be fine as long as it doesn’t affect affordability. 

feelinghopefull2022

Has anyone been declined a mortgage from bluestone? 

Choco_cookie

Fudgecake3 said:

We have a mortgage offer, and due to complete in April. Just wondering, can I upgrade my phone? I dropped my current one in water and its completely broken 🙃

I agree with @MovingForwards, don’t risk it just get a cheap phone for the mean time, it’s just for a couple of months.

MovingForwards

feelinghopefull2022 said:

Has anyone been declined a mortgage from bluestone? 

There's been about 5 people declined in the whole of this thread.