Bluestone Mortgages

Barron1992

Brad92 said:

alexjared93 said:

Fingers crossed for you mate! My MA hasn’t used a packager but What else they asked you for? 

We’ve sent over 47 docs to them! Feels like they have had my whole life story lol

MA got back to us today and said that bluestone are happy with all our documents now and they will be back in touch on Tuesday to confirm the instruction of valuation 🤞👍🏻

Don’t give up we picked our keys up today after a 6 month mortgage battle and finally bluestone give us a opportunity to prove ourself! It’s the best feeling ever. 

esquire18

I agree don’t get disheartened it took us 10 weeks to get out mortgage offer but we finally did it and it is possible. 

We have been trying for years before we applied with bluestone. 

Good luck!! 😊

alexjared93

Great reading all the success stories on here really helps!

MA still advises we are in the queue for final decision since Thursday so hopefully will hear early next week.

Never wanted the weekend to hurry so much! Just want it to be Monday so we can hopefully get an update. Sick of the stress and waiting now

esquire18

I know the stress is awful! Fingers crossed for you 🤞 

feelinghopefull2022

We are using Haysto as our broker and we submitted all our documents to them last Friday. On Tuesday they said it was with the signing off team, Thursday they came back with some questions about transactions, we answered all those and were asked to send over 3 months statements for a savings account. We sent that over straightaway. The application is now with QA, to make sure they have everything needed before going to the lender. Does this sound right, we had our DIP back within hours, this bit seems to ne taking a bit longer. Has anyone used Haysto? 

Fudgecake3

Hi, has anyone had to ask to extend their mortgage offer? I'm a bit worried as there's been delays to our home (new build) and est completion is now May, but our offer expires on May 11th so it's looking like we'll miss it, 
If so, how hard/easy was it to get an extension, how long did it take, and what more did they ask for??? Thank you!

Barron1992

Fudgecake3 said:

Hi, has anyone had to ask to extend their mortgage offer? I'm a bit worried as there's been delays to our home (new build) and est completion is now May, but our offer expires on May 11th so it's looking like we'll miss it, 
If so, how hard/easy was it to get an extension, how long did it take, and what more did they ask for??? Thank you!

Yes very easy sent bank statements one day next day got offer 1 month extra! Don’t worry if you bank statements are fine then you get the offer. 

Fudgecake3

Barron1992 said:

Fudgecake3 said:

Hi, has anyone had to ask to extend their mortgage offer? I'm a bit worried as there's been delays to our home (new build) and est completion is now May, but our offer expires on May 11th so it's looking like we'll miss it, 
If so, how hard/easy was it to get an extension, how long did it take, and what more did they ask for??? Thank you!

Yes very easy sent bank statements one day next day got offer 1 month extra! Don’t worry if you bank statements are fine then you get the offer. 

Brilliant,  thank you! 

feelinghopefull2022

Will we still have to have a valuation survey? The house we are buying is worth between £270,000 and £280,000. Our mortgage is for £116,000, so they’d easily get their money back if we had to sell it. 

I’m hoping that they’ll do a desktop valuation.

feelinghopefull2022

Amandacushty said:

They contacted my MA lastnight asking for my p60, confirmation of tax credits for my children, a extra months bank statement and a copy of the memorandum of sale of my current property for prof of deposit 

Surely your MA should have got that at the start?? Mine has got all our bank statements, P60’s, payslips, ID, absolutely everything, they wouldn’t even submit the application without it