Bluestone Mortgages

Jen271626

Iv just paid my solicitors fees and Bluestone are ready to release funds to complete tomorrow. Its all gone so fast since we got our offer on 23rd July, I'm so looking forward to it being over its been a long journey. We are buying the house we have lived in for ten years off my dad. So no exciting, or stressful I suppose, moving and unpacking to somewhere new but I have a plan to remortgage to a high street lender hopefully in 2 years then move in 5 years. So our time will come, delighted to finally be home owners and grateful to Bluestone.

Positiveaffirmations21

busybee22 said:

We have received our mortgage offer this morning🎉🎉🎉 its been a long time in the pipeline we are buying our house off our landlord started the process in February with a hightstreet lender and got turned down at the final underwritter changed our mortgage advisor and we have now finally got to where we are today.
It's been a long journey started our journey with bluestone 12th May 
Received DIP 22nd May 
Full application forms signed and sent in on 23rd May 
Lots of extra information requested 
Had our valuation 5th August 
And our mortgage offer today.

There has been plenty of times we felt like throwing the towel in but glad we stuck with it . 
This forum has been so helpful and reassuring .

Now time to get the ball rolling with the solicitor 

Congratulations!!!!!🎉🎉🎉🎉

kmccallum87

We’ve just had confirmation from our MA that we’ve passed the final stage of underwriting and valuation has been instructed! The end is insight woohoo!! 

Jen271626

Thats our sale completed and we are the legal owners of the house 🥳 good luck all of you, keep the faith! Doesnt seem to be very many declined at all after they got a dip.

Positiveaffirmations21

Jen271626 said:

Thats our sale completed and we are the legal owners of the house 🥳 good luck all of you, keep the faith! Doesnt seem to be very many declined at all after they got a dip.

Awwww this is brilliant news congrats!!!! My application is at the very beginning. No questions yet except to complete a credit commitment  form but I don’t have any apart from phone contract!!! 

I do hope mine is straightforward!!! 

Wish you all the best in your new home x

Jen271626

Positiveaffirmations21 said:

Jen271626 said:

Thats our sale completed and we are the legal owners of the house 🥳 good luck all of you, keep the faith! Doesnt seem to be very many declined at all after they got a dip.

Awwww this is brilliant news congrats!!!! My application is at the very beginning. No questions yet except to complete a credit commitment  form but I don’t have any apart from phone contract!!! 

I do hope mine is straightforward!!! 

Wish you all the best in your new home x

Thanks, good luck I hope it goes quickly. They have defo speeded up recently so hope you get your offer within the month.

Jade0603

Hi, I have been reading this thread for a few days now, I am currently in the process of the pre underwriting stage with simply and an offer with bluestone mortgages. They have been back and forth requesting more and more documents, however I am awaiting the application stage now and very nervous!!!! There seems to be quite a few people asked for more documents. If you don't mind me asking what documents were people required to hand over after the pre underwriting stage just so I can get in front if needed. Thank you 

Maz1888

After a few stressful months we have exchanged and completed this morning and just need to pick keys up. Reading everything on here as kept me partially sane. Good luck to everyone waiting to hear just hang in there it’s worth all the stress, sleepless nights and constant document sending 😀

Positiveaffirmations21

Is it normal for bluestone to do valuation so quickly?? I submitted full application and they asked for a credit commitment form. Then my broker informed me today they have done valuation 10th and are happy with everything. They have now asked for my latest bank statement but it hasn’t been generated yet. My full application went in 3/08/21. Does this mean I am near the end?? It’s H2B and I’m first time buyer. Thanks in advance 

Jade0603

I hope mines as fast as yours! My full application went in today. I think this means your mortgage has been accepted! Congratulations