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Bluestone Mortgages

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  • Lottien95
    Lottien95 Posts: 70 Forumite
    10 Posts Name Dropper
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
  • Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Congratulations!!!!!πŸŽ‰πŸ₯³πŸŽ‰πŸ₯³ Amazing news!!!
  • Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 
  • Lottien95
    Lottien95 Posts: 70 Forumite
    10 Posts Name Dropper
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

  • Icklesaint
    Icklesaint Posts: 31 Forumite
    10 Posts Name Dropper
    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Yay congratulations.  We sent out signed offer off today 🍾.  Not sure what happens next out solicitor is not helpful at all 
  • Lottien95
    Lottien95 Posts: 70 Forumite
    10 Posts Name Dropper
    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Yay congratulations.  We sent out signed offer off today 🍾.  Not sure what happens next out solicitor is not helpful at all 
    We’ve got to wait for ours through the post to sign and send back! Not sure what happens next either we’re awaiting a completion date too could be in 3 weeks or 7 πŸ€¦πŸΌβ€β™€οΈπŸ˜‚xx
  • Icklesaint
    Icklesaint Posts: 31 Forumite
    10 Posts Name Dropper
    Lottien95 said:
    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Yay congratulations.  We sent out signed offer off today 🍾.  Not sure what happens next out solicitor is not helpful at all 
    We’ve got to wait for ours through the post to sign and send back! Not sure what happens next either we’re awaiting a completion date too could be in 3 weeks or 7 πŸ€¦πŸΌβ€β™€οΈπŸ˜‚xx
    That’s so amazing that you jumped over all those hurdles. Β Ours was sent by email and I couldn’t wait for the paper one to come so I just printed it and sent it next day delivery. Β Congratulations. Β I’ve been following what you have been writing for what seems like the longest time. Β It must me a weight off. Β You can relax a bit now. Β 
  • Hang in everyone , we started our journey in March and got our keys today. Although I had no outstanding issues my credit file could not have been more of mess so keep the faithΒ 
  • Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Wow!! Yours seemed quite quick and straightforward!!! Well done! Hopefully you get a completed date soon! Xx
  • Lottien95
    Lottien95 Posts: 70 Forumite
    10 Posts Name Dropper
    Lottien95 said:
    Lottien95 said:
    WE HAVE JUST RECIEVED OUR MORTGAGE OFFER πŸŽ‰πŸŽ‰πŸŽ‰πŸŽ‰
    so so so so happy!
    Can you give your timeline if you don’t mind!!xxΒ 

    11/06/2021 reserved our home

    26/06/2021 DIP finally received, was rejected at first a few days priorΒ 

    02/07/2021 HTB ATP receivedΒ 

    Lots of questions in between and over 30 odd questions!Β 

    12/07/2021 application submitted using packager

    15/07/2021 bluestone asked some questions packager submitted same day. Valuation instructedΒ 

    22/07/2021 confirmation it has now been sent to the underwriters!

    27/07/2021 more documents requestedΒ 

    30/07/2021 documents finally submitted due toΒ Β MA being away so someone else stepped in to help

    05/08/2021 mortgage offer receivedΒ Β πŸŽ‰

    However our completion date is yet to be confirmed, solicitors are working on that for us!Β 

    It seems straight forward here but believe me before application submitted etc we was to and from the packager so much!


    And details requested took a while in some cases!


    Any questions Ask away!Β 

    Wow!! Yours seemed quite quick and straightforward!!! Well done! Hopefully you get a completed date soon! Xx
    When looking at that brief timeline it does seem quick and straightforward but reality is far different πŸ˜‚ we hit a snag today with our HTB application our case handler didn’t update the interest rate as it’s over 4.8% with HTB even though I was assured thus was done and they left off our middle names so I’ve had to get all that amended, my solicitors now waiting for the offer through the post - how long did everyone’s solicitors take to receive the offer via post? August completion now has been scuppered so it’ll be end of September 😒xx
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