Bluestone Mortgages

HS1234

Sjc2021 said:

HS1234 said:

Has anyone’s vendor pulled out? If so was you able to switch the mortgage?

My vendor decided to take another offer from someone even though we paid for valuation and the surveyors went round. 

Really sorry to hear this, yes our vendor did the same. Put the property back in the market and got a better off. Unfortunately lost the house of our dreams but keeping our heads up for something better. Won’t be using Bluestones again. 

Couldn’t you use bluestones mortgage offer? 

HS1234

Sjc2021 said:

Foreverwaiting123 said:

Good luck everyone. I’m out 😞 but hope you all get your offers thanks for the support these last 4 months 

So sorry to hear this, we ended up the same with our vendor pulling out. Keep your chin up, hopefully long term it will turn out better and you will look back on this as a blip in live. Good ☘️.

Was you able to use bluestones mortgage offer? 

Jen271626

HS1234 said:

Sjc2021 said:

Foreverwaiting123 said:

Good luck everyone. I’m out 😞 but hope you all get your offers thanks for the support these last 4 months 

So sorry to hear this, we ended up the same with our vendor pulling out. Keep your chin up, hopefully long term it will turn out better and you will look back on this as a blip in live. Good ☘️.

Was you able to use bluestones mortgage offer? 

You need to stary the full process from the beginning again unfortunately for a new house. 

HS1234

Jen271626 said:

HS1234 said:

Sjc2021 said:

Foreverwaiting123 said:

Good luck everyone. I’m out 😞 but hope you all get your offers thanks for the support these last 4 months 

So sorry to hear this, we ended up the same with our vendor pulling out. Keep your chin up, hopefully long term it will turn out better and you will look back on this as a blip in live. Good ☘️.

Was you able to use bluestones mortgage offer? 

You need to stary the full process from the beginning again unfortunately for a new house. 

No way

My MA said we could use the same mortgage offer as it will be in the same price bracket or even cheaper. 

I’ll have to have a chat again with her tomorrow. 

Jessicajessica94

Sorry I sound like such a broken record and feel like I’ve asked the same questions so many times. Our valuation was done yesterday.. estate agents have been ringing me today asking if we have heard back yet… (it was only done yesterday!) how long did it take you from valuation to offer? So scared our seller is going to get stressed out again with us by next week. 

Littlekay

Foreverwaiting123 said:

Good luck everyone. I’m out 😞 but hope you all get your offers thanks for the support these last 4 months 

Why are you out hun? I'm so sorry 

Jen271626

Jessicajessica94 said:

Sorry I sound like such a broken record and feel like I’ve asked the same questions so many times. Our valuation was done yesterday.. estate agents have been ringing me today asking if we have heard back yet… (it was only done yesterday!) how long did it take you from valuation to offer? So scared our seller is going to get stressed out again with us by next week. 

Who done the valuation, Bluestone?

Mine was done on Thursday but it wasn't Bluestone, we got a refresh done of a previous valuation. The report was ready within an hour of him leaving. Monday I emailed the surveyor and Bluestone still hadn't requested a transcript of it yet. I dont think my offer will be this week now. Not heard from Broker and my solicitor emailed us both for an update yesterday morning and the brokers not replied. 

Foreverwaiting123

Yes new house means starting over with everything you have paid post. And now the money deposit is 25% so your likely going to need to find more cash for that. 

My mortgage condition was that the seller does work prior to money being released and he won’t. He feels that he has already knocked 5 grand off the house. Actual fact is it was over priced and what I’m paying is the valuation (bang on the nose). 

Unless he does the work I can’t buy the house and I can’t do the work as I don’t have access plus as I’m already paying full value it would mean spending more than the house is worth. Can’t find any other houses at min and even if one comes on the market I’ve only got 20 percent deposit. Searches and everything are paid I’ve even chucked out my furniture and packed the house up! I’m at a total loss as to what to do now. Can’t see a way forward other than to pay for the work myself but I’ve sunk every penny I have already to cover the deposit and fees. If I walk away now I’ve lost valuation fees, packager fees and cost of surveys plus I’ll get
a bill from solicitor and MA. Gutted 

impatientscot

Jessicajessica94 said:

Sorry I sound like such a broken record and feel like I’ve asked the same questions so many times. Our valuation was done yesterday.. estate agents have been ringing me today asking if we have heard back yet… (it was only done yesterday!) how long did it take you from valuation to offer? So scared our seller is going to get stressed out again with us by next week. 

Hey! Our valuation was done last Wednesday and I got our verbal offer today with the written offer being sent in the post expected to arrive next few days 

HS1234

Foreverwaiting123 said:

Yes new house means starting over with everything you have paid post. And now the money deposit is 25% so your likely going to need to find more cash for that. 

My mortgage condition was that the seller does work prior to money being released and he won’t. He feels that he has already knocked 5 grand off the house. Actual fact is it was over priced and what I’m paying is the valuation (bang on the nose). 

Unless he does the work I can’t buy the house and I can’t do the work as I don’t have access plus as I’m already paying full value it would mean spending more than the house is worth. Can’t find any other houses at min and even if one comes on the market I’ve only got 20 percent deposit. Searches and everything are paid I’ve even chucked out my furniture and packed the house up! I’m at a total loss as to what to do now. Can’t see a way forward other than to pay for the work myself but I’ve sunk every penny I have already to cover the deposit and fees. If I walk away now I’ve lost valuation fees, packager fees and cost of surveys plus I’ll get
a bill from solicitor and MA. Gutted 

It really sucks all that wait and to be let down at the final hurdle.
Are there any other lenders that will be able to lend?