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Bluestone Mortgages

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Comments

  • Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Congratulations 🥳 

    did you use simply as a MA? Would you be so kind as to share your journey timeline?

    thank you in advance ✨
  • Jen271626
    Jen271626 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Amazing congrats 🥳
  • Jen271626
    Jen271626 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Congratulations 🥳 

    did you use simply as a MA? Would you be so kind as to share your journey timeline?

    thank you in advance ✨
    Most people who use simply seem to take around a month to 6 weeks at most for an offer from what I have read here but recently there's been quite a few who have been just under a month.  
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Amazing congratulations 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    HS1234 said:
    Congrats to everyone that has had an offer. I actually can’t wait to hear that good news I hope. 

    We just had an email from our MA to say that our documents are all fine. They just want to see the statements to show our proof of deposit. I’m thinking this is the underwriter stage which I hope doesn’t take long. 

    Anyone that has experienced this, how long does the underwriter stage take? Do they require further documentation? When do they book the valuation? 

    Thanks in advance. 
    Everyone is different, no one has had set times. U will prob be asked for lots more docs from underwriters which could be anything. When they instruct valuation you know things look good and u can Breath a sign of semi relief. Still a few weeks to go I would say as conditions on mortgage offer can take a while to tick off to. Your time will come hang on in there 
  • HS1234
    HS1234 Posts: 83 Forumite
    10 Posts Name Dropper
    Kb21 said:
    HS1234 said:
    Congrats to everyone that has had an offer. I actually can’t wait to hear that good news I hope. 

    We just had an email from our MA to say that our documents are all fine. They just want to see the statements to show our proof of deposit. I’m thinking this is the underwriter stage which I hope doesn’t take long. 

    Anyone that has experienced this, how long does the underwriter stage take? Do they require further documentation? When do they book the valuation? 

    Thanks in advance. 
    Everyone is different, no one has had set times. U will prob be asked for lots more docs from underwriters which could be anything. When they instruct valuation you know things look good and u can Breath a sign of semi relief. Still a few weeks to go I would say as conditions on mortgage offer can take a while to tick off to. Your time will come hang on in there 
    It’s taking so long I just want it over and done with now. 

    Thank you. 
  • Samrau
    Samrau Posts: 57 Forumite
    10 Posts Name Dropper
    Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Congratulations 🥳 

    did you use simply as a MA? Would you be so kind as to share your journey timeline?

    thank you in advance ✨
    Hey we used a MA. 

    Our DIP 24/04
    application 11/05
    more docs 13/05
    more docs 24/05
    Proof of deposit 01/06
    hard search 08/06
    Last docs 21/06
    verbal offer 23/06
    written offer supposed to be today. 

  • Samrau said:
    Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Congratulations 🥳 

    did you use simply as a MA? Would you be so kind as to share your journey timeline?

    thank you in advance ✨
    Hey we used a MA. 

    Our DIP 24/04
    application 11/05
    more docs 13/05
    more docs 24/05
    Proof of deposit 01/06
    hard search 08/06
    Last docs 21/06
    verbal offer 23/06
    written offer supposed to be today. 

    Hi what where you last documents if you don’t mind me asking? We have been asked for employment references and I’m hoping this is last thing they need from us! 
  • Samrau
    Samrau Posts: 57 Forumite
    10 Posts Name Dropper
    Samrau said:
    Samrau said:
    We got our verbal offer woohoo thank you everyone for keeping me sane. 
    Congratulations 🥳 

    did you use simply as a MA? Would you be so kind as to share your journey timeline?

    thank you in advance ✨
    Hey we used a MA. 

    Our DIP 24/04
    application 11/05
    more docs 13/05
    more docs 24/05
    Proof of deposit 01/06
    hard search 08/06
    Last docs 21/06
    verbal offer 23/06
    written offer supposed to be today. 

    Hi what where you last documents if you don’t mind me asking? We have been asked for employment references and I’m hoping this is last thing they need from us! 
    It was self employment declaration , lending past retirement declaration and 2 April and may months of rent payment in 2019. 
  • eje2021
    eje2021 Posts: 37 Forumite
    10 Posts
    We've just been told we've got our mortgage offer <3 What a bloody trauma that whole experience was. It says the offer documents will be available in 24 hours... I can't believe we've made it through after all of that <3 
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