Bluestone Mortgages

theman84

mortgagetakingages said:

I think we will hear tomorrow. Excited and nervous!

Fingers crossed. I remember when I got my last mortgage offer there's aways that excitement and nervousness beforehand...so f&#k knows why I'm doing it again 🤣🤣🤣

newton21

We have no update, our MA is away now Untill Tuesday, he did say if he did manage to check his emails he would give me an update, so I’m going to attempt to forget about it Untill Tuesday 😏

jen14df

pretzel12 said:

Hi all

some of you might know my previous posts but some not, but I’m so happy to say that we got our mortgage offer today 🥳
timeline of events:
AIP - 13 August
Application submitted - 14 August
Valuation - 27 August
Hard Search - 1 September
Offer - 10 September

we are absolutely shocked of how quick was this process and we are so happy!!! 

Fantastic news, congratulations! We had our offer last week and it feels amazing. We submitted everything’s to solicitor today, hopefully it will be more straight forward, don’t think I could go through all that again!

mortgagetakingages

newton21 said:

We have no update, our MA is away now Untill Tuesday, he did say if he did manage to check his emails he would give me an update, so I’m going to attempt to forget about it Untill Tuesday 😏

Best way. As best you can enjoy your weekend. I may be joining you if i hear nothing tomorrow

ojh2112

mortgagetakingages said:

newton21 said:

We have no update, our MA is away now Untill Tuesday, he did say if he did manage to check his emails he would give me an update, so I’m going to attempt to forget about it Untill Tuesday 😏

Best way. As best you can enjoy your weekend. I may be joining you if i hear nothing tomorrow

Yes me too 🙄

mortgagetakingages

New criteria out for September has clear and AAA now open for h2b. Lower interest rates for those who qualify. 

sarahjanelodge

I'm just really impatient. Everything sent in 18 aug .. been back with questions twice. Fell short on affordability slightly but MA is sure he can sort that. I'm just hoping they preform a miracle 🤣 before the seller puts the house back up for sale 😪. Im also praying that the solicitor is faster than bluestone.. im tempted to start packing this house up (first time buyer from renting) but it will make me excited and I'm far from that at the minute.. ots great to here it isn't just me that's losing sleep during this loooonnnnggg wait. 

sarahjanelodge

can i ask what brokers if any you are using. We were let down by a few before as we are both self employed and had a ccj from 3yrs ago and a few defaults in 2019 and went to simply to help us. So far they have been amazing. 🙏

jen14df

sarahjanelodge said:

can i ask what brokers if any you are using. We were let down by a few before as we are both self employed and had a ccj from 3yrs ago and a few defaults in 2019 and went to simply to help us. So far they have been amazing. 🙏

We are with Simply, totally agree they are amazing. They don’t give up either. I first contacted them in Feb and thought because my credit is so bad I won’t hear from them again but they kept in touch each month with updates about different lenders.
I am just nervous about the solicitor now. I already live at the property that I am buying, it’s my late mums house so don’t want any more hiccups but surely I’ve crossed them because Bluestone go through everything with a fine tooth comb. 

sarahjanelodge

jen14df said:

sarahjanelodge said:

can i ask what brokers if any you are using. We were let down by a few before as we are both self employed and had a ccj from 3yrs ago and a few defaults in 2019 and went to simply to help us. So far they have been amazing. 🙏

We are with Simply, totally agree they are amazing. They don’t give up either. I first contacted them in Feb and thought because my credit is so bad I won’t hear from them again but they kept in touch each month with updates about different lenders.
I am just nervous about the solicitor now. I already live at the property that I am buying, it’s my late mums house so don’t want any more hiccups but surely I’ve crossed them because Bluestone go through everything with a fine tooth comb. 

Assuming everything went through ok . How long did it take for your offer to come through