Bluestone Mortgages

mortgagetakingages

KimH80 said:

mortgagetakingages said:

KimH80 said:

Hello
found this site really useful. Having my valuation done tomorrow and worried that they are not going to value it at what I think it’s worth anybody else had this problem?
I have gone through TFC as well what fees do I have to pay I have paid the packager fee but that’s it don’t want to get stung with a big bill at the end my MA told me that it was all included?

Are you buying a new build?

No it’s a remortgage 

In that case it's fee free. 

FEES FREE RESIDENTIAL REMORTGAGE

We'll appoint a conveyancer and pay basic legal fees and one standard valuation. Customers 

will need to pay additional charges to upgrade to Homebuyers or Building Surveys. Free basic 

legal fees not available for unencumbered properties or Scotland, transfer of equity or where 

independent legal advice is needed.

exizor

Hi, this thread has been very useful and I hope you are all successful.
My application was sent to packager on the 12th August, the packager came back on the 14th and asked me to pay the packager fee. I received questions from Bluestone on the 25th and responded back on the 26th. On the 9th September, I was asked to provide one more months payslips and bank statements.
So far 5 weeks since the AIP and not yet had the full offer or valuation. Hope this helps someone, I will keep you updated.

newton21

mortgagetakingages said:

KimH80 said:

mortgagetakingages said:

KimH80 said:

Hello
found this site really useful. Having my valuation done tomorrow and worried that they are not going to value it at what I think it’s worth anybody else had this problem?
I have gone through TFC as well what fees do I have to pay I have paid the packager fee but that’s it don’t want to get stung with a big bill at the end my MA told me that it was all included?

Are you buying a new build?

No it’s a remortgage 

In that case it's fee free. 

FEES FREE RESIDENTIAL REMORTGAGE

We'll appoint a conveyancer and pay basic legal fees and one standard valuation. Customers 

will need to pay additional charges to upgrade to Homebuyers or Building Surveys. Free basic 

legal fees not available for unencumbered properties or Scotland, transfer of equity or where 

independent legal advice is needed.

We are a remortgage, on our break down of payments for Solicititors etc, we’ve got down £350 for valuation? 

mortgagetakingages

newton21 said:

mortgagetakingages said:

KimH80 said:

mortgagetakingages said:

KimH80 said:

Hello
found this site really useful. Having my valuation done tomorrow and worried that they are not going to value it at what I think it’s worth anybody else had this problem?
I have gone through TFC as well what fees do I have to pay I have paid the packager fee but that’s it don’t want to get stung with a big bill at the end my MA told me that it was all included?

Are you buying a new build?

No it’s a remortgage 

In that case it's fee free. 

FEES FREE RESIDENTIAL REMORTGAGE

We'll appoint a conveyancer and pay basic legal fees and one standard valuation. Customers 

will need to pay additional charges to upgrade to Homebuyers or Building Surveys. Free basic 

legal fees not available for unencumbered properties or Scotland, transfer of equity or where 

independent legal advice is needed.

We are a remortgage, on our break down of payments for Solicititors etc, we’ve got down £350 for valuation? 

Are you upgrading to homebuyer survey?

newton21

mortgagetakingages said:

newton21 said:

mortgagetakingages said:

KimH80 said:

mortgagetakingages said:

KimH80 said:

Hello
found this site really useful. Having my valuation done tomorrow and worried that they are not going to value it at what I think it’s worth anybody else had this problem?
I have gone through TFC as well what fees do I have to pay I have paid the packager fee but that’s it don’t want to get stung with a big bill at the end my MA told me that it was all included?

Are you buying a new build?

No it’s a remortgage 

In that case it's fee free. 

FEES FREE RESIDENTIAL REMORTGAGE

We'll appoint a conveyancer and pay basic legal fees and one standard valuation. Customers 

will need to pay additional charges to upgrade to Homebuyers or Building Surveys. Free basic 

legal fees not available for unencumbered properties or Scotland, transfer of equity or where 

independent legal advice is needed.

We are a remortgage, on our break down of payments for Solicititors etc, we’ve got down £350 for valuation? 

Are you upgrading to homebuyer survey?

We haven’t requested to no? 

mortgagetakingages

newton21 said:

mortgagetakingages said:

newton21 said:

mortgagetakingages said:

KimH80 said:

mortgagetakingages said:

KimH80 said:

Hello
found this site really useful. Having my valuation done tomorrow and worried that they are not going to value it at what I think it’s worth anybody else had this problem?
I have gone through TFC as well what fees do I have to pay I have paid the packager fee but that’s it don’t want to get stung with a big bill at the end my MA told me that it was all included?

Are you buying a new build?

No it’s a remortgage 

In that case it's fee free. 

FEES FREE RESIDENTIAL REMORTGAGE

We'll appoint a conveyancer and pay basic legal fees and one standard valuation. Customers 

will need to pay additional charges to upgrade to Homebuyers or Building Surveys. Free basic 

legal fees not available for unencumbered properties or Scotland, transfer of equity or where 

independent legal advice is needed.

We are a remortgage, on our break down of payments for Solicititors etc, we’ve got down £350 for valuation? 

Are you upgrading to homebuyer survey?

We haven’t requested to no? 

You might want to question that then. 

newton21

mortgagetakingages said:

newton21 said:

mortgagetakingages said:

newton21 said:

mortgagetakingages said:

KimH80 said:

mortgagetakingages said:

KimH80 said:

Hello
found this site really useful. Having my valuation done tomorrow and worried that they are not going to value it at what I think it’s worth anybody else had this problem?
I have gone through TFC as well what fees do I have to pay I have paid the packager fee but that’s it don’t want to get stung with a big bill at the end my MA told me that it was all included?

Are you buying a new build?

No it’s a remortgage 

In that case it's fee free. 

FEES FREE RESIDENTIAL REMORTGAGE

We'll appoint a conveyancer and pay basic legal fees and one standard valuation. Customers 

will need to pay additional charges to upgrade to Homebuyers or Building Surveys. Free basic 

legal fees not available for unencumbered properties or Scotland, transfer of equity or where 

independent legal advice is needed.

We are a remortgage, on our break down of payments for Solicititors etc, we’ve got down £350 for valuation? 

Are you upgrading to homebuyer survey?

We haven’t requested to no? 

You might want to question that then. 

I will do, thank you. Though they haven’t requested valuation yet 😏

lewis27

I got AIP on the 30 June . It’s now 10 September and still waiting . Broker has bluestone field manager involved now . They requested additional docs Once and said affordability was off due to there underwriter error which we have proven . Still waiting for an offer. Nearly 11 weeks now. Beginning to loose hope , think they house agent will put the house back up for sale before I get my bluestone offer and I can’t blame them really .. 

fingerscrossed7

We were 4 months from AIP to offer. 
Hang on in there, it'll be worth it in the end! 

newton21

My MA has just rang, we was due an update today, we went through packager TFC who are awaiting an update from bluestone, but I have been informed they are still on limited staff?