Bluestone Mortgages

Kb21

Jen271626 said:

Kb21 said:

Does anyone who’s competed know of bluestones do any last minute checks before realising the money. We are keen to buy things needed for house but a bit reluctant if they need anything? 

Iv not seen anyone say they have, is it just money out your bank account or on a credit card? I dont think id risk putting loads on a credit card till it was all signed sealed and delivered but you should be able to spend out your account surely as its explainable.

Aww no it’s just cash in our bank we don’t have credit cards etc. 

pipsinbrum

Hi, those that have received offers/close to exchange, at what point did you pay the £1495 fee to bluestone? 

Kb21

pipsinbrum said:

Hi, those that have received offers/close to exchange, at what point did you pay the £1495 fee to bluestone? 

Mines added onto the mortgage 

Jen271626

Kb21 said:

Jen271626 said:

Kb21 said:

Does anyone who’s competed know of bluestones do any last minute checks before realising the money. We are keen to buy things needed for house but a bit reluctant if they need anything? 

Iv not seen anyone say they have, is it just money out your bank account or on a credit card? I dont think id risk putting loads on a credit card till it was all signed sealed and delivered but you should be able to spend out your account surely as its explainable.

Aww no it’s just cash in our bank we don’t have credit cards etc. 

I wouldn't worry about that then as long as it doesn't make you overdrawn or anything, end of the day they say looking at your statements they just want to see your commitments arent too high. Maybe double check on the ask the broker thread but I'm sure money in the bank being sent on things for your new home is fine. 

Jen271626

pipsinbrum said:

Hi, those that have received offers/close to exchange, at what point did you pay the £1495 fee to bluestone? 

Mine is being added too, do they not just deduct it off what they'd transfer to your solicitor? 

Jen271626

Keeping my fingers crossed some of us will get a good update today!

Fingerscrossed16

Let’s hope so, it’s says they are now working cases from 12th May mine was 10th and I haven’t heard anything yet 

Foreverwaiting123

My ma said they do a last check incase you have took on extra debt. Not sure about general spending 

Kb21

Foreverwaiting123 said:

My ma said they do a last check incase you have took on extra debt. Not sure about general spending 

Fab money we haven’t taken credit or cards out it’s from personal money 

MovingForwards

pipsinbrum said:

Hi, those that have received offers/close to exchange, at what point did you pay the £1495 fee to bluestone? 

Mine was paid before they would release the funds.