Bluestone Mortgages

ojh2112

@jen14df how’s it going? And @pretzel12  how about you? Any further on? Does anybody know  Is it only your broker who can access the bluestone portal or can we access it as the customer? 

mortgagetakingages

jen14df said:

mortgagetakingages said:

Awesome thanks for the info. Just entering into final underwrite following valuation so it's starting to get real

Mine has now moved to final senior underwrite (or something like that), fingers crossed it is so nerve wracking isn’t it? Am hoping no more documents at this stage!

It is but i think the finish line is in sight

jen14df

ojh2112 said:

@jen14df how’s it going? And @pretzel12  how about you? Any further on? Does anybody know  Is it only your broker who can access the bluestone portal or can we access it as the customer? 

My valuation was done on Tuesday and all went well with that. On Wednesday My broker said I needed back statements dating back to January which i couldn’t provide because bank wasn’t open then. They were querying a Safety net loan. Instead I sent over 4 months statements showing it had been paid. I was becoming anxious so I called my broker yesterday a member from the team said it had been moved to final senior underwrite so I am thinking what I have sent will be ok. Fingers crossed. 

MovingForwards

@ojh2112 they do not have a customer portal, nor is the account accessible online when your purchase completed.

ojh2112

jen14df said:

ojh2112 said:

@jen14df how’s it going? And @pretzel12  how about you? Any further on? Does anybody know  Is it only your broker who can access the bluestone portal or can we access it as the customer? 

My valuation was done on Tuesday and all went well with that. On Wednesday My broker said I needed back statements dating back to January which i couldn’t provide because bank wasn’t open then. They were querying a Safety net loan. Instead I sent over 4 months statements showing it had been paid. I was becoming anxious so I called my broker yesterday a member from the team said it had been moved to final senior underwrite so I am thinking what I have sent will be ok. Fingers crossed. 

Oh god 🙄 so stressful - how long was yours with first underwriters before valuation? 

jen14df

ojh2112 said:

jen14df said:

ojh2112 said:

@jen14df how’s it going? And @pretzel12  how about you? Any further on? Does anybody know  Is it only your broker who can access the bluestone portal or can we access it as the customer? 

My valuation was done on Tuesday and all went well with that. On Wednesday My broker said I needed back statements dating back to January which i couldn’t provide because bank wasn’t open then. They were querying a Safety net loan. Instead I sent over 4 months statements showing it had been paid. I was becoming anxious so I called my broker yesterday a member from the team said it had been moved to final senior underwrite so I am thinking what I have sent will be ok. Fingers crossed. 

Oh god 🙄 so stressful - how long was yours with first underwriters before valuation? 

About 4 weeks. However mine was quite complicated I think it’s usually much quicker.

pretzel12

@ojh2112 no news for us
our broker said that next week we should hear back from the packager/Bluestone with the first set of questions

ojh2112

pretzel12 said:

@ojh2112 no news for us
our broker said that next week we should hear back from the packager/Bluestone with the first set of questions

Hope so 🙄 hate all the stress Of waiting have you had your valuation yet? 

ojh2112

newhomme20206 said:

lewis27 said:

It actually states on there website on there    ‘mortgage process form” that valuation will only be instructed once there happy with the underwrite .. so I don’t no what’s going on .. 

we recently had a condition to fulfil for our mortgage. It was to do with affordability as well. But we haven’t had our valuation yet, it has been instructed now though. 

What type of condition? Sorry just wondering as I feel we may have to do Something similar Relating to affordability 

pretzel12

ojh2112 said:

pretzel12 said:

@ojh2112 no news for us
our broker said that next week we should hear back from the packager/Bluestone with the first set of questions

Hope so 🙄 hate all the stress Of waiting have you had your valuation yet? 

Yes
applicatiom submitted 14th August and valuation on 27th August