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Bluestone Mortgages

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Comments

  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    Kb21 said:
    Another set back for us 🤯 even after valuation was issues and passed 
    What happened?
    Still kicking up a fuss about mother in laws proof of id which is crazy as last Tuesday they approved all docs just wanted a pension statement which I sent but they now won’t except that as it’s a private pension not a state pension but she doesn’t have state pension statements as it just goes straight into her bank every week 🤯. mA said last week when all was approved they wasn’t worried about it and they issued valuation anyways which was done and approved by the Thursday 
    What the hell??? Seriously... that’s crazy! Where can you go from here? X
    Honest it’s crazy 🤯. Don’t know what to think. Don’t know have to wait to see what my broker comes back and says tomorrow. But just shows nothing is secure with bluestones even when valuation is requested x
    Fingers crossed the broker gets this all sorted out for you... it isn't fair if they accept and then dont x
    I got my dad on the case now he works for citizens advice so hopefully have some type of good news today 🥺. X
    Good! I really hope it gets sorted out! 

    Its a shame we cant actually speak direct to Bluestone
    Thank you. Keep me informed with your journey x
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    All sorted thank god. 
  • c249401
    c249401 Posts: 56 Forumite
    10 Posts Name Dropper
    Kb21 said:
    All sorted thank god. 
    Are you now just waiting on your offer?
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    c249401 said:
    Kb21 said:
    All sorted thank god. 
    Are you now just waiting on your offer?
    Just got to send over mother In laws birth certificate then yes offer instructed 
  • c249401
    c249401 Posts: 56 Forumite
    10 Posts Name Dropper
    Kb21 said:
    c249401 said:
    Kb21 said:
    All sorted thank god. 
    Are you now just waiting on your offer?
    Just got to send over mother In laws birth certificate then yes offer instructed 

    Fabulous! Bet you're so relieved!!
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    c249401 said:
    Kb21 said:
    c249401 said:
    Kb21 said:
    All sorted thank god. 
    Are you now just waiting on your offer?
    Just got to send over mother In laws birth certificate then yes offer instructed 

    Fabulous! Bet you're so relieved!!
    Just a tad 🤯 if they said thats all they wanted in the first place it would of been a lot less stressful. 
  • ABCDEFG84 said:
    Had my DIP on 18th March having originally been using a different broker and lender who hadn't fully grasped my full situation
    Application submitted on 23rd March
    Asked for some additional docs last Monday, supplied to broker that night and uploaded next morning - bank statements for additional accounts, complete form on credit commitments, evidence of 2 years of payments for wife's DMP
    I can see on experian I was hard searched on 8th April. Case is currently sat with underwriters.

    House we've bought is a no chain purchase and I think seller is in a hurry which is my only concern.

    Anything I should worry about? Seems like from this thread that if you've had the DIP you don't need to be concerned about being declined but it is slow? I guess because as a 'risky' lender they have to be able to evidence due diligence moreso than more straight forward lenders.
    No movement, it's now been 2 weeks and a day since I provided the extra docs. My broker yesterday said it was showing as in Post Underwrite but when she rang them they said it's still with the underwriter.

    Painfully slow!
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    ABCDEFG84 said:
    ABCDEFG84 said:
    Had my DIP on 18th March having originally been using a different broker and lender who hadn't fully grasped my full situation
    Application submitted on 23rd March
    Asked for some additional docs last Monday, supplied to broker that night and uploaded next morning - bank statements for additional accounts, complete form on credit commitments, evidence of 2 years of payments for wife's DMP
    I can see on experian I was hard searched on 8th April. Case is currently sat with underwriters.

    House we've bought is a no chain purchase and I think seller is in a hurry which is my only concern.

    Anything I should worry about? Seems like from this thread that if you've had the DIP you don't need to be concerned about being declined but it is slow? I guess because as a 'risky' lender they have to be able to evidence due diligence moreso than more straight forward lenders.
    No movement, it's now been 2 weeks and a day since I provided the extra docs. My broker yesterday said it was showing as in Post Underwrite but when she rang them they said it's still with the underwriter.

    Painfully slow!
    You will get there Stay positive 
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    c249401 said:
    Kb21 said:
    c249401 said:
    Kb21 said:
    All sorted thank god. 
    Are you now just waiting on your offer?
    Just got to send over mother In laws birth certificate then yes offer instructed 

    Fabulous! Bet you're so relieved!!
    Just a tad 🤯 if they said thats all they wanted in the first place it would of been a lot less stressful. 
    iI think they strive on stress!!!! at least you are now about there! xx
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    c249401 said:
    Kb21 said:
    c249401 said:
    Kb21 said:
    All sorted thank god. 
    Are you now just waiting on your offer?
    Just got to send over mother In laws birth certificate then yes offer instructed 

    Fabulous! Bet you're so relieved!!
    Just a tad 🤯 if they said thats all they wanted in the first place it would of been a lot less stressful. 
    iI think they strive on stress!!!! at least you are now about there! xx
    Defo think they like to bat us down now and again x
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