Bluestone Mortgages

j_d1988

Kb21 said:

j_d1988 said:

Still at final underwrite!!!!!

Oh no way. Any idea y? 

Because they are so behind, it is at final underwrite and hes really confident but its just a waiting game! 

Kb21

j_d1988 said:

Kb21 said:

j_d1988 said:

Still at final underwrite!!!!!

Oh no way. Any idea y? 

Because they are so behind, it is at final underwrite and hes really confident but its just a waiting game! 

Fingers crossed 

Banks1989

Hi all, 

Been reading lots of threads about Bluestone and this seems to be the most up to date one. 

Our buyer is using them and we accepted the offer on 19th January (!!) only had the valuation on 20th April and Mortgage Offer issued yesterday. 

Can anyone tell me what the next steps are please? Looking to complete ASAP and getting very close to putting the house back on the market as this has gone on for months. I just don’t want to let my buyer down. 

TIA  

Kb21

Another set back for us 🤯 even after valuation was issues and passed 

disneydreamer1985

Kb21 said:

Another set back for us 🤯 even after valuation was issues and passed 

What happened?

Kb21

disneydreamer1985 said:

Kb21 said:

Another set back for us 🤯 even after valuation was issues and passed 

What happened?

Still kicking up a fuss about mother in laws proof of id which is crazy as last Tuesday they approved all docs just wanted a pension statement which I sent but they now won’t except that as it’s a private pension not a state pension but she doesn’t have state pension statements as it just goes straight into her bank every week 🤯. mA said last week when all was approved they wasn’t worried about it and they issued valuation anyways which was done and approved by the Thursday 

Bon18

Banks1989 said:

Hi all, 

Been reading lots of threads about Bluestone and this seems to be the most up to date one. 

Our buyer is using them and we accepted the offer on 19th January (!!) only had the valuation on 20th April and Mortgage Offer issued yesterday. 

Can anyone tell me what the next steps are please? Looking to complete ASAP and getting very close to putting the house back on the market as this has gone on for months. I just don’t want to let my buyer down. 

TIA  

Hey, I have been reading threads too. Our buyer is using them but we only accepted offer 29/3 I’m so worried it won’t be done on time as we need to conclude missives on our new house ASAP! Do you know why it took so long? If it took as long as yours we wouldn’t get our new house

Londoner0707

Anyone had a success with Bluestone with an unsecured loan that may show as a payday or unsecured loan in the past 6 months? What if it shows on your credit report but not your bank statement?

ukri

My nephew did.

His 160 quid payday loan (which he didn’t even need as the idi*t had a few thousand “saved” for his deposit) cost him a pretty penny in the extortionate rates that Bluestone charge! Not to mention the adverse broker fee.

Kb21

Bon18 said:

Banks1989 said:

Hi all, 

Been reading lots of threads about Bluestone and this seems to be the most up to date one. 

Our buyer is using them and we accepted the offer on 19th January (!!) only had the valuation on 20th April and Mortgage Offer issued yesterday. 

Can anyone tell me what the next steps are please? Looking to complete ASAP and getting very close to putting the house back on the market as this has gone on for months. I just don’t want to let my buyer down. 

TIA  

Hey, I have been reading threads too. Our buyer is using them but we only accepted offer 29/3 I’m so worried it won’t be done on time as we need to conclude missives on our new house ASAP! Do you know why it took so long? If it took as long as yours we wouldn’t get our new house

As bluestones are a “adverse credit” mortgage company so it does take a while but i must admit they make you work for your mortgage we are nearly 3 months in and still having issues even having a valuation requested and passed and having the docs approved by underwriters