Bluestone Mortgages

Kb21

c249401 said:

Was meant to get an update today - nothing yet  another weekend of stress… and lots of wine at this rate! 

Ohh no 😩 open the wine, Enjoy the sunshine and forget about it till Monday 

lanainbloom

Valuation booked for the 27th fingers crossed this is the last hurdle 

Kb21

lanainbloom said:

Valuation booked for the 27th fingers crossed this is the last hurdle 

Awww fab news 

Spenny01

Kb21 said:

Spenny01 said:

Week 11 now n wanna cry 😭 

last bit of information went in 21st april 
they want my accountant on the AAT register 
what a nightmare! 

Does anyone know if they are still on 12 working days? 

Omg no way 😩. Y do they want that? are u self employed? Yes it’s 12 working days atm but we had a quicker turnaround 

No idea 

got everything crossed this is the last part xx 

Lishabee

Hi, new to this thread - thanks for all of your helpful posts so far.

Here’s our timeline so far: Our application went in on 08/04, hard search 09/04, passed to underwriter on 14/04, requested work reference 16/04 then a load more questions on 22/04. We are with simply adverse and are apparently relatively straightforward, applying for ‘clear’ - if that’s helpful for comparison.

Im wondering though if anyone has been asked for documents that just don’t exist? On Thursday, they asked us for a copy of my Carer’s allowance income that included my husbands earnings on - this is impossible as carers isn’t means tested other than that the recipient (me) needs to not be in full time work. So a document with someone else’s wages on isn’t available, I’m not sure where they’ve even got that from? We’ve said this but I can’t help but worry now, especially as our MA said we should have heard back yesterday! (I realise that’s an optimistic turn around).

Kb21

Lishabee said:

Hi, new to this thread - thanks for all of your helpful posts so far.

Here’s our timeline so far: Our application went in on 08/04, hard search 09/04, passed to underwriter on 14/04, requested work reference 16/04 then a load more questions on 22/04. We are with simply adverse and are apparently relatively straightforward, applying for ‘clear’ - if that’s helpful for comparison.

Im wondering though if anyone has been asked for documents that just don’t exist? On Thursday, they asked us for a copy of my Carer’s allowance income that included my husbands earnings on - this is impossible as carers isn’t means tested other than that the recipient (me) needs to not be in full time work. So a document with someone else’s wages on isn’t available, I’m not sure where they’ve even got that from? We’ve said this but I can’t help but worry now, especially as our MA said we should have heard back yesterday! (I realise that’s an optimistic turn around).

Yes we have had the same.... they have pushed us for my mother in laws photo iD which she doesn’t have (no driving  licence or passport) as she’s 81! sent bus pass with her photo on, Wouldn’t expect it, asked for a bank card (she doesn’t have as she has a power of eternity    In charge of her estate) they did settle for a pension letter in the end but was a nightmare 

disneydreamer1985

Lishabee said:

Hi, new to this thread - thanks for all of your helpful posts so far.

Here’s our timeline so far: Our application went in on 08/04, hard search 09/04, passed to underwriter on 14/04, requested work reference 16/04 then a load more questions on 22/04. We are with simply adverse and are apparently relatively straightforward, applying for ‘clear’ - if that’s helpful for comparison.

Im wondering though if anyone has been asked for documents that just don’t exist? On Thursday, they asked us for a copy of my Carer’s allowance income that included my husbands earnings on - this is impossible as carers isn’t means tested other than that the recipient (me) needs to not be in full time work. So a document with someone else’s wages on isn’t available, I’m not sure where they’ve even got that from? We’ve said this but I can’t help but worry now, especially as our MA said we should have heard back yesterday! (I realise that’s an optimistic turn around).

We’re with Simply. Who is your MA?

pipsinbrum

Anyone using Brightstar? We have not been asked for anything for 3 weeks now, no hard search has been done. Feel like we are in an everlasting limbo 😣

Kb21

pipsinbrum said:

Anyone using Brightstar? We have not been asked for anything for 3 weeks now, no hard search has been done. Feel like we are in an everlasting limbo 😣

Still no hard search 🥺. Mine didn’t show up immediately mind and I was on mine daily and it just popped up one day 

FirstTimeBuyer428

pipsinbrum said:

Anyone using Brightstar? We have not been asked for anything for 3 weeks now, no hard search has been done. Feel like we are in an everlasting limbo 😣

I was with Brightstar, I was sending information over to them for about 3 weeks before they even sent the application to Bluestone. It was sent to Bluestone on 26th Feb and I got the offer on 14th April. Hope this helps!