Bluestone Mortgages

Kb21

@hopeful89 that’s amazing congratulations. 

c249401

Hopeful89 said:

We have had our offer approved by senior underwriters and should have the written offer tomorrow So grateful and happy! 

Amazing! Congratulations! When did you submit?

Fesully84

Hopeful89 said:

We have had our offer approved by senior underwriters and should have the written offer tomorrow So grateful and happy! 

Great news, what were ur timings? X

Fountains_27

Hopeful89 said:

We have had our offer approved by senior underwriters and should have the written offer tomorrow So grateful and happy! 

I am dancing for you now @Hopeful89. Like mentioned before, you inspired me to join this chat group and I'm so happy for you. Now the wait is over. Hope your search is completed so you can move straight to exchange. Fingers cross for us all still awaiting that great news...

Fountains_27

I received an update from MA today after being told we would get final update this week...now they are asking if a sum in the acct is a gift...I believe they should have asked this from the go as it's just a money from my car sold and then I bought another one at a much higher price....grrrrrrr!!!

Will I be requiring to contact the person I sold the car to to declare anything? Do they accept personal car sales as explanation or not enough a proof of funds under10k?

Also a self employed declaration form was requested to be filled. Is there anyone  applying with SE? once the SE form filled and submitted were you delayed any further or asked any further docs pls?

Just not expecting to still be at this stage after being quiet for almost 3 weeks.

Glad it's almost over for good tho.

newintown44

Hopeful89 said:

We have had our offer approved by senior underwriters and should have the written offer tomorrow So grateful and happy! 

Congratulations!!!

What were you timescales still not heard nothing at the moment 

Kb21

@Fountains_27 we are self employed... not had to sign anything yet but just sent over our latest tax return (20/21) and they said that’s  all they should need. We are 3 weeks in and not heard anything for nearly 2 weeks now my MA should be chasing up this week as we have only had 2 soft searches done (just b4 the DIP) and nothing since. 

Hopeful89

Fountains_27 said:

Hopeful89 said:

We have had our offer approved by senior underwriters and should have the written offer tomorrow So grateful and happy! 

I am dancing for you now @Hopeful89. Like mentioned before, you inspired me to join this chat group and I'm so happy for you. Now the wait is over. Hope your search is completed so you can move straight to exchange. Fingers cross for us all still awaiting that great news...

Thank you so much Our searches are complete so hopefully we get those keys before summer ey! 

For everyone asking timelines, please remember that everyone’s cases are so different but my DIP was 11th Jan so it’s been a long road and isn’t over yet! I’ll let you know when we complete.

Good luck everyone  

Fountains_27

Kb21 said:

@Fountains_27 we are self employed... not had to sign anything yet but just sent over our latest tax return (20/21) and they said that’s  all they should need. We are 3 weeks in and not heard anything for nearly 2 weeks now my MA should be chasing up this week as we have only had 2 soft searches done (just b4 the DIP) and nothing since. 

@Kb21Hopefully,  you will get your offer this week since they said that's all they needed. Fingers crossed x.

May I ask if you submitted 2 years tax return and why they asked for 20/21? Did you submit for 2 yrs or 1yr tax return previously?  just wish they ask for everything upfront, asking in trickles only delays things.

My MA says if they dont ask why submit but then you dont want delays as I read someone said she send payslip and bank statement every month to MA even when they are not asked.

Heatherxx

Just wanted comment on this thread that quite honestly kept me sane! 

We completed last Tuesday after a very long nearly 5 months.
all I can say is the stress is worth it, I had many sleepless nights but trust your broker..
I have bad credit, payday loan less than a year old and a missed payment in 11 months. My partner has an excellent credit score but still on the deeds with his ex.
we got our offer and now in our new home together.
it’s easier said than done but you will get there and there is no better feeling!