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Bluestone Mortgages

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  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    @firsttimebuyer_04 thank you I know my MA is amazing but I can’t help but think of what could go wrong of what else they could need. Nothing I can do but wait in the same situation as lots of people. All the best to you. Enjoy your new adventure 
  • our application is now at underwriting stage does anyone have an idea how long this will take, we haven't had our valuation yet?  
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    @ianainbloom I was told 11 days 
  • SRH2021
    SRH2021 Posts: 34 Forumite
    10 Posts Name Dropper
    I’m not sure whether the timescales are accurate(unless it depends on the packager) we have had things turned around quite quickly 
    we have had confirmation that our valuation is fine and they said they are just doing final checks and we should hear by the end of the week? 

    Our application was submitted on the 8th March 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    @srh2021 that’s amazing. Congratulations. My ma did say they were hoping it would quicker but bluestones said as a guild so guess it just waiting to hear. 
  • SRH2021
    SRH2021 Posts: 34 Forumite
    10 Posts Name Dropper
    Kb21 said:
    @srh2021 that’s amazing. Congratulations. My ma did say they were hoping it would quicker but bluestones said as a guild so guess it just waiting to hear. 
    Fingers crossed for you! Hoping at their final checks there’s not more info required
  • SRH2021 said:
    I’m not sure whether the timescales are accurate(unless it depends on the packager) we have had things turned around quite quickly 
    we have had confirmation that our valuation is fine and they said they are just doing final checks and we should hear by the end of the week? 

    Our application was submitted on the 8th March 
    Well done if that is true, but I find this so annoying when we applied last November and then waiting again since the 9th March when our underwrite was actually carried out to still be waiting for an offer.  I’m sure we’ll get there but it’s so frustrating when others are being turned around in a month. 
  • pipsinbrum
    pipsinbrum Posts: 52 Forumite
    10 Posts Name Dropper
    We are currently at the underwriting stage. Has anyone got this far in the process then got turned down from Bluestone?
  • citylife
    citylife Posts: 37 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker

    BrightStar came back to my MA.  Bluestone are happy with everything else but the declaration form, direct debit mandate form they don’t like it saying it’s electronic!!  They said we need to print form out and manually sign it with a ball point pen.  We done all that before and scanned it over to our MA.  But ..still not acceptable!!!   So I’ve printed out form today, we signed it and posted directly to Bluestone 😡
    MA assures me that’s the only way to get the offer out to us, we have to wait 48 hours 😭we need to get mortgage offer this Friday 😭😭😭
    Or we will lose our reservation plot and the £6,000 we spent on worktop, flooring etc
    It will be put on the market if we don’t get our mortgage offer  😭😭😭💔

  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    @pipsinbrum I’d like to know this too. We had to send documents everyday for the last 3-4 weeks just been told that the last docs were needed for the initially assessment. Now stressing what else they could need or if it will fall with the underwriters? 
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